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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Jersey Shore Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Jersey Shore Federal Credit Union's 6 month CD Special rates are at 3.45%, IRA 6 month CD Special rates are at 3.45%, 48 month CD rates are at 3.15%, 60 month CD rates are at 3.15%, 48 month CD rates are at 3.10%. Jersey Shore Federal Credit Union's savings rates are at 0.45%. Jersey Shore Federal Credit Union's money market rates are at 0.40%. Jersey Shore Federal Credit Union's Personal Loan Rates are at 10.20%. MonitorBankRates evaluates the financial stability of Jersey Shore Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.22%. Rates were last updated on 04/18/2026. Jersey Shore Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jersey Shore Federal Credit Union? Share your experience about Jersey Shore Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jersey Shore Federal Credit Union. Jersey Shore Federal Credit Union
Northfield Office 1434 New Rd
https://www.jerseyshorefcu.org Northfield, NJ 08225 
Jersey Shore Federal Credit Union CD Rates
Jersey Shore Federal Credit Union Savings Rates
Jersey Shore Federal Credit Union Money Market Rates
Jersey Shore Federal Credit Union Home Equity & HELOC
Jersey Shore Federal Credit Union Auto Loan Rates
Jersey Shore Federal Credit Union Credit Card Rates
Jersey Shore Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Jersey Shore Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jersey Shore Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jersey Shore Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Jersey Shore Federal Credit Union
Website
https://www.jerseyshorefcu.org
Address
1434 New Rd,
Northfield, NJ 08225
Phone
609-646-3339
Fax
609-646-8074
President
Steve Van Note
CEO
James Burns
Full-Time Employees
54
Part-Time Employees
11
Branch Locations
5
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.22%
Return on Assets (ROA)
0.5883%
Return on Equity (ROE)
6.4813%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
244,025,992
Total Amount of Shares and Deposits
226,706,857
Total Shares and Deposits < 1 Year
221,519,588
Total Shares and Deposits 1 3 Years
4,246,173
Total Shares and Deposits > 3 Years
941,096
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,493,410
Total Uninsured Shares and Deposits > $250K (F+J)
15,493,410
Total Insured Shares and Deposits > $250K (item 17 less item K)
211,213,447
Total Interest Expense (Sum of items 6 8)
1,073,790
Share Certificates
754
Number of Accounts for Share Drafts
11,057
IRA KEOGH Accounts
435
Number of Accounts for Regular Shares
19,272
All other shares
26
Money Market Shares
472
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,242,562
Total Liabilities
227,511,678
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Jersey Shore Federal Credit UnionIs Jersey Shore Federal Credit Union a safe place to deposit money?Yes, Jersey Shore Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2231925975139%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Jersey Shore Federal Credit Union operate?Jersey Shore Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Jersey Shore Federal Credit Union?Yes, to access services at Jersey Shore Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Jersey Shore Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Jersey Shore Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Jersey Shore Federal Credit Union offer online and mobile banking?Most modern institutions like Jersey Shore Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jerseyshorefcu.org. Current Jersey Shore Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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