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 Jemez Valley Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Jemez Valley Credit Union's 36-Month IRA CD rates are at 2.02%, 36-Month CD rates are at 2.02%, 18-Month IRA CDs rates are at 1.51%, 18-Month CD rates are at 1.51%, 12-Month IRA CD rates are at 1.00%. Jemez Valley Credit Union's savings rates are at 0.10%. Jemez Valley Credit Union's money market rates are at 0.30%. Jemez Valley Credit Union's Personal Loan Rates are at 9.55%. MonitorBankRates evaluates the financial stability of Jemez Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.45%. Rates last updated and verified on 09/03/2026. Jemez Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jemez Valley Credit Union? Share your experience about Jemez Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Jemez Valley Credit Union. Jemez Valley Credit Union
Jemez Valley 17117 HIGHWAY 4
https://www.jvcu.org JEMEZ SPRINGS, NM 87025-0120 
Jemez Valley Credit Union CD Rates
Jemez Valley Credit Union Savings Rates
Jemez Valley Credit Union Money Market Rates
Jemez Valley Credit Union Checking Rates
Jemez Valley Credit Union Auto Loan Rates
Jemez Valley Credit Union Personal Loan Rates
Financial Health HistoryJemez Valley Credit Union’s Texas Ratio fell from 10.14% in Q2 2023 to 2.45% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Jemez Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jemez Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Jemez Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Jemez Valley Credit Union
Website
https://www.jvcu.org
Address
17117 HIGHWAY 4,
JEMEZ SPRINGS, NM 87025-0120
Phone
575-829-3366
Fax
575-829-3365
President
Glenda Witt
CEO
Tina Trujillo
Full-Time Employees
9
Part-Time Employees
1
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.45%
Return on Assets (ROA)
0.0687%
Return on Equity (ROE)
0.5566%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
28,338,070
Total Amount of Shares and Deposits
24,823,452
Total Shares and Deposits < 1 Year
23,997,498
Total Shares and Deposits 1 3 Years
745,886
Total Shares and Deposits > 3 Years
80,068
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,410,365
Total Uninsured Shares and Deposits > $250K (F+J)
2,410,365
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,413,087
Total Interest Expense (Sum of items 6 8)
34,441
Share Certificates
45
Number of Accounts for Share Drafts
1,592
IRA KEOGH Accounts
56
Number of Accounts for Regular Shares
1,974
All other shares
149
Non Member Deposits
6
Money Market Shares
54
Net Income (unless the amount is already included in Undivided Earnings)
19,461
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
946,366
Total Liabilities
24,841,783
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Jemez Valley Credit Union
Frequently Asked Questions About Jemez Valley Credit UnionHow many branches does Jemez Valley Credit Union operate?Jemez Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Jemez Valley Credit Union?Yes, to access services at Jemez Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Jemez Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Jemez Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Jemez Valley Credit Union offer online and mobile banking?Most modern institutions like Jemez Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jvcu.org. Current Jemez Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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