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Integrity Federal Credit Union Rates & Review April 2026

Integrity Federal Credit Union's 12-Month CD rates are at 3.29%, 24-Month CD rates are at 3.04%, 6-Month CD rates are at 3.04%, 36-Month CD rates are at 0.00%, 48-Month CD rates are at 0.00%. Integrity Federal Credit Union's money market rates are at 1.00%. Integrity Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Integrity Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.77%. Rates were last updated on 04/17/2026.

Integrity Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integrity Federal Credit Union? Share your experience about Integrity Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Integrity Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.77%
Excellent Lower than avg
Integrity Federal Credit Union
INTEGRITY FEDERAL CREDIT UNION
971 WOOSTER RD W
BARBERTON, OH 44203
https://www.integrityfcu.org
Member NCUA

Integrity Federal Credit Union CD Rates

Product Rate APY Term View More
12-Month Certificate 3.25% 3.29% 12
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
24-Month Certificate 3.00% 3.04% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
6-Month Certificate 3.00% 3.04% 6
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
36-Month Certificate - 0.00% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
48-Month Certificate - 0.00% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
60-Month Certificate - 0.00% 60
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Integrity Federal Credit Union Savings Rates

Product Rate APY View More
REGULAR SHARE, DAILY SHARE, BUSINESS SHARE, CHRISTMAS CLUB, & TRAVEL CLUB 0.05% 0.05%
Min Balance $100
Details Account balance of $100.00-$99,999,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Integrity Federal Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET SHARE ACCOUNTS 1.30% 1.31%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
MONEY MARKET SHARE ACCOUNTS 1.15% 1.16%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
MONEY MARKET SHARE ACCOUNTS 1.00% 1.01%
Min Balance $2,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Integrity Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
Used Auto Loan - - 5.25% 72 months
Details As Low As; 2022 - 2020
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
Used Auto Loan - - 7.25% 72 months
Details As Low As; 2019 - 2018
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
Used Auto Loan - - 9.25% 48 months
Details As Low As; 2017 - 2014
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Integrity Federal Credit Union Credit Card Rates

Product Rate APR View More
Share Secured Visa® Credit Card - 6.99%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
Unsecured Visa - 8.50%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%
Unsecured Visa® Credit Card - 8.50%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Integrity Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal/Signature Loan - 7.99%
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.77%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Integrity Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Integrity Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Integrity Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Integrity Federal Credit Union
Address 971 WOOSTER RD W, BARBERTON, OH 44203
Phone 330-825-2455
Fax 330-825-4877
President LARRY FOLDEN
CEO Sarah KING
Full-Time Employees 11
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.77%
Return on Assets (ROA)
1.0453%
Return on Equity (ROE)
11.3765%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
71,658,286
Total Amount of Shares and Deposits
65,032,652
Total Shares and Deposits < 1 Year
60,933,620
Total Shares and Deposits 1 3 Years
4,099,031
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
792,797
Total Uninsured Shares and Deposits > $250K (F+J)
792,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
64,239,855
Total Interest Expense (Sum of items 6 8)
591,186
Share Certificates
574
Number of Accounts for Share Drafts
2,859
IRA KEOGH Accounts
180
Number of Accounts for Regular Shares
6,499
All other shares
184
Money Market Shares
62
Net Income (unless the amount is already included in Undivided Earnings)
749,076
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,484,126
Total Liabilities
65,120,715
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
0
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Frequently Asked Questions About Integrity Federal Credit Union

Is Integrity Federal Credit Union a safe place to deposit money?

Yes, Integrity Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7655441345028%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Integrity Federal Credit Union operate?

Integrity Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Integrity Federal Credit Union?

Yes, to access services at Integrity Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Integrity Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Integrity Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Integrity Federal Credit Union offer online and mobile banking?

Most modern institutions like Integrity Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integrityfcu.org.

Current Integrity Federal Credit Union Rates

  • 12-Month CD3.29%
  • 24-Month CD3.04%
  • 60-Month CD0.00%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.