|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Homefield Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Homefield Credit Union's 9 Month Special CD rates are at 3.75%, 60 Month CDs of Deposit (CDs) rates are at 0.85%, 48 Month CDs of Deposit (CDs) rates are at 0.55%, 36 Month CDs of Deposit (CDs) rates are at 0.45%, 18 Month CDs of Deposit (CDs) rates are at 0.35%. Homefield Credit Union's savings rates are at 0.01%. Homefield Credit Union's money market rates are at 0.10%. Homefield Credit Union's Personal Loan Rates are as low as 10.99%. MonitorBankRates evaluates the financial stability of Homefield Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.29%. Rates last updated and verified on 09/14/2026. Homefield Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Homefield Credit Union? Share your experience about Homefield Credit Union by leaving a review below, or read customer reviews before you decide to use Homefield Credit Union. Homefield Credit Union
Homefield Credit Union 86 Worcester St
https://www.homefieldcu.com North Grafton, MA 01536-1020 
Homefield Credit Union CD Rates
Homefield Credit Union Savings Rates
Homefield Credit Union Money Market Rates
Homefield Credit Union Home Equity & HELOC
Homefield Credit Union Auto Loan Rates
Homefield Credit Union RV, Boat and Powersport Loan Rates
Homefield Credit Union Personal Loan Rates
Financial Health HistoryHomefield Credit Union’s Texas Ratio fell from 11.73% in Q2 2023 to 5.29% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Homefield Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Homefield Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Homefield Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Homefield Credit Union
Website
https://www.homefieldcu.com
Address
86 Worcester St,
North Grafton, MA 01536-1020
Phone
508-839-5493
Fax
508-839-5714
President
Andrew Nelson
CEO
Karl Moisan
Full-Time Employees
29
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.29%
Return on Assets (ROA)
0.0464%
Return on Equity (ROE)
0.4620%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
170,556,037
Total Amount of Shares and Deposits
145,720,589
Total Shares and Deposits < 1 Year
143,356,985
Total Shares and Deposits 1 3 Years
2,064,467
Total Shares and Deposits > 3 Years
299,137
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,755,042
Total Uninsured Shares and Deposits > $250K (F+J)
11,755,042
Total Insured Shares and Deposits > $250K (item 17 less item K)
133,965,547
Total Interest Expense (Sum of items 6 8)
584,537
Share Certificates
577
Number of Accounts for Share Drafts
3,792
IRA KEOGH Accounts
232
Number of Accounts for Regular Shares
6,825
All other shares
126
Non Member Deposits
1
Money Market Shares
195
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,156,161
Total Liabilities
156,416,180
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Homefield Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Homefield Credit Union
Frequently Asked Questions About Homefield Credit UnionHow many branches does Homefield Credit Union operate?Homefield Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Homefield Credit Union?Yes, to access services at Homefield Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Homefield Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Homefield Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Homefield Credit Union offer online and mobile banking?Most modern institutions like Homefield Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.homefieldcu.com. Current Homefield Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Midwest Members Credit Union
Carbondale Highway Credit Union
IBEW 317 Federal Credit Union
Heekin Can Employee Credit Union
Wesla Federal Credit Union
1st Mississippi Federal Credit Union
Neighbors Federal Credit Union
Iberia Parish Federal Credit Union
Maryvale Schools Federal Credit Union
First Commonwealth Federal Credit Union
GARY MUNICIPAL EMPLOYEES
Expedition Credit Union
Natural Resources Conservation Service Federal Credit Union
JC Federal Employees Credit Union
WCU Credit Union
Lehigh County Employees Federal Credit Union
Paterson Police Federal Credit Union
Our Family Social Credit Union
C-Plant Federal Credit Union
Delaware River and Bay Authority Employees Federal Credit Union
RIVER CITY
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
