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Holy Rosary Credit Union Rochester, NH Rates & Review April 2026

Holy Rosary Credit Union Rochester, NH's 11 Month - Special Offer Business CDs of Deposit rates are at 4.00%, 3 Month - Special Offer Business CDs of Deposit rates are at 3.25%, 60 Month Business CDs of Deposit rates are at 2.75%, 48 Month Business CDs of Deposit rates are at 2.50%, 36 Month Business CDs of Deposit rates are at 2.00%. Holy Rosary Credit Union Rochester, NH's savings rates are at 0.05%. Holy Rosary Credit Union Rochester, NH's money market rates are at 0.60%. MonitorBankRates evaluates the financial stability of Holy Rosary Credit Union Rochester, NH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.05%. Rates were last updated on 04/19/2026.

Holy Rosary Credit Union Rochester, NH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Rosary Credit Union Rochester, NH? Share your experience about Holy Rosary Credit Union Rochester, NH by leaving a review below, or read customer reviews before you decide to use Holy Rosary Credit Union Rochester, NH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.05%
Excellent Lower than avg
Holy Rosary Credit Union Rochester, NH
Main Office
133 Brock St
Rochester, NH 03867
https://www.hrcu.org
Member NCUA

Holy Rosary Credit Union Rochester, NH CD Rates

Product Rate APY Term View More
11 Month - Special Offer Business Certificates of Deposit 3.93% 4.00% 11
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
3 Month - Special Offer Business Certificates of Deposit 3.20% 3.25% 3
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
60 Month Business Certificates of Deposit 2.72% 2.75% 60
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
48 Month Business Certificates of Deposit 2.47% 2.50% 48
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
36 Month Business Certificates of Deposit 1.98% 2.00% 36
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
24 Month Business Certificates of Deposit 1.74% 1.75% 24
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
18 Month Business Certificates of Deposit 1.49% 1.50% 18
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
12 Month Business Certificates of Deposit 1.24% 1.25% 12
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
6 Month Business Certificates of Deposit 1.09% 1.10% 6
Min Deposit $500
Min Balance $500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Holy Rosary Credit Union Rochester, NH Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 0.55% 0.55%
Min Deposit $10,000
Min Balance $10,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Health Savings Account (HSA) 0.30% 0.30%
Min Deposit $2,500
Min Balance $2,500
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Health Savings Account (HSA) 0.10% 0.10%
Min Deposit $0
Min Balance $5
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Business Savings 0.05% 0.05%
Min Deposit $5
Min Balance $15
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Holy Rosary Credit Union Rochester, NH Money Market Rates

Product Rate APY View More
Business Money Market 1.74% 1.75%
Min Deposit $250,000
Min Balance $250,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Business Money Market 1.49% 1.50%
Min Deposit $100,000
Min Balance $100,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Business Money Market 0.75% 0.75%
Min Deposit $50,000
Min Balance $50,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Business Money Market 0.60% 0.60%
Min Deposit $25,000
Min Balance $25,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Holy Rosary Credit Union Rochester, NH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Holy Rosary Credit Union Rochester, NH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holy Rosary Credit Union Rochester, NH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holy Rosary Credit Union Rochester, NH
Address 133 Brock St, Rochester, NH 03867
Phone 603-332-6840
Fax 603-335-2730
President Dana Flanders
CEO Brian Hughes
Full-Time Employees 80
Part-Time Employees 2
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.05%
Return on Assets (ROA)
0.7383%
Return on Equity (ROE)
7.9898%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
471,411,091
Total Amount of Shares and Deposits
424,160,337
Total Shares and Deposits < 1 Year
413,129,696
Total Shares and Deposits 1 3 Years
9,976,032
Total Shares and Deposits > 3 Years
1,054,610
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,680,001
Total Uninsured Shares and Deposits > $250K (F+J)
19,680,001
Total Insured Shares and Deposits > $250K (item 17 less item K)
404,480,336
Total Interest Expense (Sum of items 6 8)
4,961,152
Share Certificates
4,766
Number of Accounts for Share Drafts
17,608
IRA KEOGH Accounts
1,224
Number of Accounts for Regular Shares
33,162
All other shares
511
Money Market Shares
1,507
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
38,814,796
Total Liabilities
427,711,796
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Jay Gibb
★☆☆☆☆
March 19, 2025
This bank engages is dishonest almost criminal business practices. Theyre website and apps are missing basic functionality like the ability to pay the last statement balance on loans with an external bank account. I have a HELOC loan with this bank and had autopay setup wirh an external bank but since i cant select the last statemrnt balance, I had to manually enter in an amount. When the monthly payment went up due to the loan not being a fixed interest, I paid less than the balance by roughly 50$ without knowing. The bank only notified the payment was short in their monthky statement they mailed to me. The incomplete/partial payment did not show up on the app or website. They then reported that I was 30 days late to the credit bureaus eithout even a courtesy call to let me know there was a partial payment due! They have since refused to remove it from the credit bureau stating even though itnwas caused by a limitation if their system, it was still technically a late payment so it is an accurate reporting! They dont even deny it was their fault! Stay away from this company unless you like constantly having to check if your payment was made completely because you cant setup autopay for an account with an adjustable rate.
Average Rating
★☆☆☆☆
Total Reviews
1
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Frequently Asked Questions About Holy Rosary Credit Union Rochester, NH

Is Holy Rosary Credit Union Rochester, NH a safe place to deposit money?

Yes, Holy Rosary Credit Union Rochester, NH is considered a safe financial institution. With a Texas Ratio of 2.0463053667231%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Holy Rosary Credit Union Rochester, NH operate?

Holy Rosary Credit Union Rochester, NH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holy Rosary Credit Union Rochester, NH?

Yes, to access services at Holy Rosary Credit Union Rochester, NH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holy Rosary Credit Union Rochester, NH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Rosary Credit Union Rochester, NH provides members with tools to manage their accounts and build a solid financial history.

Does Holy Rosary Credit Union Rochester, NH offer online and mobile banking?

Most modern institutions like Holy Rosary Credit Union Rochester, NH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hrcu.org.

Current Holy Rosary Credit Union Rochester, NH Rates

  • 12-Month CD1.25%
  • 18-Month CD1.50%
  • 24-Month CD1.75%
  • 60-Month CD2.75%
  • Savings0.05%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.