What are the current interest rates at Hidden River Credit Union?

Current rates for Hidden River Credit Union include: MMA: 1.16%

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Hidden River Credit Union

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Hidden River Credit Union Rates & Review April 2026

Q: Is a member application needed to join Hidden River Credit Union?

Yes, to access services at Hidden River Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hidden River Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

Hidden River Credit Union's money market rates are at 1.16%. MonitorBankRates evaluates the financial stability of Hidden River Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates were last updated on 04/19/2026.

Hidden River Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hidden River Credit Union? Share your experience about Hidden River Credit Union by leaving a review below, or read customer reviews before you decide to use Hidden River Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.86%

Excellent Lower than avg

Hidden River Credit Union
Hidden River Credit Union

60 Westwood Rd
Pottsville, PA 17901 1834

https://www.hdriver.org

Hidden River Credit Union Money Market Rates

Product	Rate	APY	View More
Money Markets	-	1.16%
Min Deposit $2,500 Details As High As; Tiered Rates Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Hidden River Credit Union Checking Rates

Product	Rate	APY	View More
Checking	-	0.13%
Details As High As; FREE Interest Bearing Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Hidden River Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	11.99%
Details As Low As; Variable Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Hidden River Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Hidden River Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hidden River Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hidden River Credit Union

Website https://www.hdriver.org

Address 60 Westwood Rd, Pottsville, PA 17901 1834

Phone 570-622-3399

Fax 570-622-5801

President George Zweibel

CEO John Murga

Full-Time Employees 41

Part-Time Employees 1

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.86%

Return on Assets (ROA)

0.8001%

Return on Equity (ROE)

8.7418%

Non-Performing Loans Ratio (NPL)

0.40%

Total Assets

240,573,497

Total Amount of Shares and Deposits

218,229,227

Total Shares and Deposits < 1 Year

210,724,427

Total Shares and Deposits 1 3 Years

4,931,597

Total Shares and Deposits > 3 Years

2,573,203

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,957,448

Total Uninsured Shares and Deposits > $250K (F+J)

12,957,448

Total Insured Shares and Deposits > $250K (item 17 less item K)

205,271,779

Total Interest Expense (Sum of items 6 8)

2,284,966

Share Certificates

3,418

Number of Accounts for Share Drafts

8,904

IRA KEOGH Accounts

1,264

Number of Accounts for Regular Shares

18,613

Money Market Shares

380

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,432,992

Total Liabilities

218,555,898

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Hidden River Credit Union

Is Hidden River Credit Union a safe place to deposit money?

Yes, Hidden River Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8580954262997%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Hidden River Credit Union operate?

Hidden River Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hidden River Credit Union?

Yes, to access services at Hidden River Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hidden River Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hidden River Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hidden River Credit Union offer online and mobile banking?

Most modern institutions like Hidden River Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hdriver.org.