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Health Care Family Credit Union

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Health Care Family Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Health Care Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Health Care Family Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.56%, 6-month share certificate rates at 2.50% and 3-month share certificate rates at 3.60%. Savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.61%. All these rates can be compared to Health Care Family Credit Union rates. MonitorBankRates evaluates the financial stability of Health Care Family Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.75%. Rates were last updated on 04/23/2026.

Health Care Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Health Care Family Credit Union? Share your experience about Health Care Family Credit Union by leaving a review below, or read customer reviews before you decide to use Health Care Family Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.75%

Excellent Higher than avg

Health Care Family Credit Union
Health Care Family Credit Union

2114 S Big Bend Blvd
Saint Louis, MO 63117 2406

https://www.healthcarefamilycreditunion.org/

Current Rate Availability

We do not have Health Care Family Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Health Care Family Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Health Care Family Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Health Care Family Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Health Care Family Credit Union

Website https://www.healthcarefamilycreditunion.org/

Address 2114 S Big Bend Blvd, Saint Louis, MO 63117 2406

Phone 314-645-5851

Fax 314-645-1548

President Karen Kenney

CEO Terry Summers

Full-Time Employees 14

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.75%

Return on Assets (ROA)

0.6346%

Return on Equity (ROE)

4.1534%

Non-Performing Loans Ratio (NPL)

2.29%

Total Assets

75,225,172

Total Amount of Shares and Deposits

62,785,332

Total Shares and Deposits < 1 Year

58,285,320

Total Shares and Deposits 1 3 Years

3,401,742

Total Shares and Deposits > 3 Years

1,098,270

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,956,547

Total Uninsured Shares and Deposits > $250K (F+J)

1,956,547

Total Insured Shares and Deposits > $250K (item 17 less item K)

60,828,785

Total Interest Expense (Sum of items 6 8)

702,276

Share Certificates

548

Number of Accounts for Share Drafts

2,745

IRA KEOGH Accounts

156

Number of Accounts for Regular Shares

5,934

Money Market Shares

364

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,195,825

Total Liabilities

64,189,061

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Health Care Family Credit Union

Is Health Care Family Credit Union a safe place to deposit money?

Yes, Health Care Family Credit Union is considered a safe financial institution. With a Texas Ratio of 10.753637067403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Health Care Family Credit Union operate?

Health Care Family Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Health Care Family Credit Union?

Yes, to access services at Health Care Family Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Health Care Family Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Health Care Family Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Health Care Family Credit Union offer online and mobile banking?

Most modern institutions like Health Care Family Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.healthcarefamilycreditunion.org/.