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Greater Valley Credit Union Rates & Review September 2026

Greater Valley Credit Union's 60 Month CDs and IRA CDs rates are at 3.45%, 48 Month CDs and IRA CDs rates are at 3.40%, 60 Month IRA CDs rates are at 3.40%, 60 Month CDs rates are at 3.40%, 36 Month CDs and IRA CDs rates are at 3.35%. Greater Valley Credit Union's savings rates are at 0.30%. Greater Valley Credit Union's money market rates are at 0.15%. Greater Valley Credit Union's RV, Boat and Powersport Loan Rates are as low as 4.29%. Greater Valley Credit Union's Credit Card Rates are at 12.90%. MonitorBankRates evaluates the financial stability of Greater Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates last updated and verified on 09/13/2026.

Greater Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Valley Credit Union? Share your experience about Greater Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Valley Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.02%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Greater Valley Credit Union
Main
1185 W Hedges Ave
Fresno, CA 93728-1219
https://greatervalleycu.org
Member NCUA

Greater Valley Credit Union CD Rates

Product Rate APY Term View More
60 Month Share Certificates and IRA Certificates 3.40% 3.45% 60 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
48 Month Share Certificates and IRA Certificates 3.35% 3.40% 48 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
60 Month IRA Certificates 3.35% 3.40% 60 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
60 Month Share Certificates 3.35% 3.40% 60 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
36 Month Share Certificates and IRA Certificates 3.30% 3.35% 36 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
48 Month IRA Certificates 3.30% 3.35% 48 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
48 Month Share Certificates 3.30% 3.35% 48 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
30 Month Share Certificates and IRA Certificates 3.25% 3.30% 30 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
36 Month IRA Certificates 3.25% 3.30% 36 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
36 Month Share Certificates 3.25% 3.30% 36 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
24 Month Share Certificates and IRA Certificates 3.20% 3.25% 24 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
30 Month IRA Certificates 3.20% 3.25% 30 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
30 Month Share Certificates 3.20% 3.25% 30 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
18 Month Share Certificates and IRA Certificates 3.15% 3.20% 18 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
24 Month IRA Certificates 3.15% 3.20% 24 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
24 Month Share Certificates 3.15% 3.20% 24 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
12 Month Share Certificates and IRA Certificates 3.10% 3.14% 12 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
18 Month IRA Certificates 3.10% 3.14% 18 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
18 Month Share Certificates 3.10% 3.14% 18 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
12 Month IRA Certificates 3.05% 3.09% 12 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
12 Month Share Certificates 3.05% 3.09% 12 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
6 Month Share Certificates and IRA Certificates 3.00% 3.04% 6 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
6 Month IRA Certificates 2.95% 2.99% 6 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
6 Month Share Certificates 2.95% 2.99% 6 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
3 Month Share Certificates and IRA Certificates 2.75% 2.78% 3 Months
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
3 Month IRA Certificates 2.65% 2.68% 3 Months
Min Balance $500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
3 Month Share Certificates 2.65% 2.68% 3 Months
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Savings Rates

Product Rate APY View More
Share Savings - 0.30%
No additional details.
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Money Market Rates

Product Rate APY View More
Money Market - Tiered Rate 1.25% 1.26%
Min Balance $100,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Money Market - Tiered Rate 1.05% 1.06%
Min Balance $50,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Money Market - Tiered Rate 1.00% 1.00%
Min Balance $10,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Money Market - Tiered Rate 0.50% 0.50%
Min Balance $2,500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Money Market - Tiered Rate 0.15% 0.15%
Min Balance $1,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Checking Rates

Product Rate APY View More
Premium Checking 0.08% 0.08%
No additional details.
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Prime Checking 0.06% 0.06%
No additional details.
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 7.25% 180-360 Months
No additional details.
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto/RV/Boat Loans - 48 - - 4.29% 48
Details Loan Amount: $1,000 - 100,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
New Auto/RV/Boat Loans - 60 - - 4.29% 60
Details Loan Amount: $5,000 - 100,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
New Auto/RV/Boat Loans - 72 - - 4.29% 72
Details Loan Amount: $15,000 - 100,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Used Auto/RV/Boat Loans - 48 - - 4.29% 48
Details Loan Amount: $1,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Used Auto/RV/Boat Loans - 60 - - 4.29% 60
Details Loan Amount: $5,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Used Auto/RV/Boat Loans - 72 - - 4.29% 72
Details Loan Amount: $15,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
New Auto/RV/Boat Loans - - 5.29% 84
Details Loan Amount: $25,000 - 100,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Used Auto/RV/Boat Loans - - 5.59% 84
Details Loan Amount: $25,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
New Auto/RV/Boat Loans - - 7.25% 120
Details Loan Amount: $25,000 - 100,000 (RV only)
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
New Auto/RV/Boat Loans - - 8.25% 180
Details Loan Amount: $35,000 - 100,000 (RV only)
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Used RV Loan - 7.75% 120
Details Loan Amount: $25,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Used RV Loan - 8.75% 180
Details Loan Amount: $35,000-100,000; As Low As
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Credit Card Rates

Product Rate APR View More
VISA Classic - 12.90%
No additional details.
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Greater Valley Credit Union Other Rates

Product Rate Points APY/APR Term View More
CLOSED END Loan - - 10.95% 48
Details $1,000 - $15,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
CLOSED END Loan - - 8.75% 24
Details $500 - $5,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Energy Efficient Loans - 120 - - 7.50% 120
Details $5,001 - $35,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Energy Efficient Loans - 24 - - 7.50% 24
Details $500 - $2,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Energy Efficient Loans - 48 - - 7.50% 48
Details $2,001 - $5,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Regular Shares - Tiered Rate 0.15% - 0.15%
Min Balance $100
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Regular Shares - Tiered Rate 0.20% - 0.20%
Min Balance $2,500
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Regular Shares - Tiered Rate 0.25% - 0.25%
Min Balance $10,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%
Regular Shares - Tiered Rate 0.30% - 0.30%
Min Balance $20,000
Last Updated 09/13/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.02%

Financial Health History

Greater Valley Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.02% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.3% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.02% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$33M0.02%5.0A+
December 31, 2025$34M0.66%5.0A+
September 30, 2025$34M0.00%5.0A+
June 30, 2025$33M0.00%5.0A+
March 31, 2025$33M0.22%5.0A+
December 31, 2024$32M0.52%5.0A+
September 30, 2024$33M3.57%5.0A+
June 30, 2024$33M3.89%5.0A+
March 31, 2024$34M0.00%5.0A+
December 31, 2023$34M0.08%5.0A+
September 30, 2023$35M0.08%5.0A+
June 30, 2023$36M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Valley Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Valley Credit Union
Address 1185 W Hedges Ave, Fresno, CA 93728-1219
Phone 559-233-0867
Fax 559-233-0240
President Joel Aguilar
CEO Joey Yamuni
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
Return on Assets (ROA)
0.1660%
Return on Equity (ROE)
1.1306%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
33,434,536
Total Amount of Shares and Deposits
28,339,151
Total Shares and Deposits < 1 Year
26,130,649
Total Shares and Deposits 1 3 Years
1,951,163
Total Shares and Deposits > 3 Years
257,338
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
431,131
Total Uninsured Shares and Deposits > $250K (F+J)
431,131
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,908,020
Total Interest Expense (Sum of items 6 8)
84,137
Share Certificates
199
Number of Accounts for Share Drafts
410
IRA KEOGH Accounts
54
Number of Accounts for Regular Shares
2,093
Money Market Shares
102
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,687,739
Total Liabilities
28,526,958
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greater Valley Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/greater-valley-credit-union-rates-review-64660">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Greater Valley Credit Union yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Greater Valley Credit Union

How many branches does Greater Valley Credit Union operate?

Greater Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Valley Credit Union?

Yes, to access services at Greater Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Valley Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Valley Credit Union offer online and mobile banking?

Most modern institutions like Greater Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://greatervalleycu.org.

Current Greater Valley Credit Union Rates

  • 12-Month CD3.09%
  • 18-Month CD3.14%
  • 24-Month CD3.20%
  • 60-Month CD3.40%
  • Savings0.30%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.