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iAdvertiser Disclosure
Advertiser Disclosure
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 Grand Prairie Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Grand Prairie Credit Union's IRA CDs of Deposit 3 Years rates are at 3.56%, IRA CDs of Deposit 2 Years rates are at 3.40%, CDs of Deposit 365 Days rates are at 3.30%, CDs of Deposit 180 Days rates are at 3.04%, CDs of Deposit 90 Days rates are at 2.75%. Grand Prairie Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of Grand Prairie Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates were last updated on 04/06/2026. Grand Prairie Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grand Prairie Credit Union? Share your experience about Grand Prairie Credit Union by leaving a review below, or read customer reviews before you decide to use Grand Prairie Credit Union. Grand Prairie Credit Union
GRAND PRAIRIE CREDIT UNION 209 N CENTER ST
https://www.gpcreditunion.org GRAND PRAIRIE, TX 75050 
Grand Prairie Credit Union CD Rates
Grand Prairie Credit Union Savings Rates
Grand Prairie Credit Union Credit Card Rates
Grand Prairie Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Grand Prairie Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Grand Prairie Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Grand Prairie Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Grand Prairie Credit Union
Website
https://www.gpcreditunion.org
Address
209 N CENTER ST,
GRAND PRAIRIE, TX 75050
Phone
972-262-7935
Fax
972-263-5265
President
CLETA SHAW
CEO
BRENDA JENKINS
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.13%
Return on Assets (ROA)
0.8863%
Return on Equity (ROE)
7.7646%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
24,051,588
Total Amount of Shares and Deposits
21,086,676
Total Shares and Deposits < 1 Year
20,496,815
Total Shares and Deposits 1 3 Years
589,861
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
233,797
Total Uninsured Shares and Deposits > $250K (F+J)
233,797
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,852,879
Total Interest Expense (Sum of items 6 8)
80,505
Share Certificates
54
Number of Accounts for Share Drafts
487
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
1,760
All other shares
67
Money Market Shares
91
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,414,592
Total Liabilities
21,306,317
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Grand Prairie Credit UnionIs Grand Prairie Credit Union a safe place to deposit money?Yes, Grand Prairie Credit Union is considered a safe financial institution. With a Texas Ratio of 0.13029679037152%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Grand Prairie Credit Union operate?Grand Prairie Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Grand Prairie Credit Union?Yes, to access services at Grand Prairie Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Grand Prairie Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Grand Prairie Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Grand Prairie Credit Union offer online and mobile banking?Most modern institutions like Grand Prairie Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gpcreditunion.org. Current Grand Prairie Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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