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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 GenFed Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
GenFed Financial Credit Union's 6 Month Standard CDs rates are at 4.00%, IRA CDs 12 Month rates are at 2.00%, IRA CDs 18 month rates are at 2.00%, IRA CDs 24 month rates are at 2.00%, IRA CDs 30 Month rates are at 2.00%. GenFed Financial Credit Union's savings rates are at 0.00%. GenFed Financial Credit Union's money market rates are at 0.00%. GenFed Financial Credit Union's Personal Loan Rates are at 11.83%. MonitorBankRates evaluates the financial stability of GenFed Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.29%. Rates were last updated on 04/19/2026. GenFed Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GenFed Financial Credit Union? Share your experience about GenFed Financial Credit Union by leaving a review below, or read customer reviews before you decide to use GenFed Financial Credit Union. GenFed Financial Credit Union
Corporate Office 2492 Wedgewood Dr Ste G
https://www.genfed.com Akron, OH 44312 
GenFed Financial Credit Union CD Rates
GenFed Financial Credit Union Savings Rates
GenFed Financial Credit Union Money Market Rates
GenFed Financial Credit Union Checking Rates
GenFed Financial Credit Union Mortgage Rates
GenFed Financial Credit Union Home Equity & HELOC
GenFed Financial Credit Union Auto Loan Rates
GenFed Financial Credit Union Credit Card Rates
GenFed Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GenFed Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GenFed Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GenFed Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GenFed Financial Credit Union
Website
https://www.genfed.com
Address
2492 Wedgewood Dr Ste G,
Akron, OH 44312
Phone
330-734-0225
Fax
330-733-0042
President
Joyce Jones
CEO
Michael Doran
Full-Time Employees
83
Part-Time Employees
5
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.29%
Return on Assets (ROA)
0.9941%
Return on Equity (ROE)
5.7238%
Non-Performing Loans Ratio (NPL)
1.12%
Total Assets
307,263,100
Total Amount of Shares and Deposits
252,985,780
Total Shares and Deposits < 1 Year
239,571,184
Total Shares and Deposits 1 3 Years
11,483,791
Total Shares and Deposits > 3 Years
1,930,805
Total Interest Expense (Sum of items 6 8)
1,256,333
Share Certificates
1,140
Number of Accounts for Share Drafts
17,047
IRA KEOGH Accounts
821
Number of Accounts for Regular Shares
30,999
All other shares
2,052
Money Market Shares
1,482
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
51,360,073
Total Liabilities
256,052,809
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About GenFed Financial Credit UnionIs GenFed Financial Credit Union a safe place to deposit money?Yes, GenFed Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2935249392528%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does GenFed Financial Credit Union operate?GenFed Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GenFed Financial Credit Union?Yes, to access services at GenFed Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GenFed Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GenFed Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does GenFed Financial Credit Union offer online and mobile banking?Most modern institutions like GenFed Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.genfed.com. Current GenFed Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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