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iAdvertiser Disclosure
Advertiser Disclosure
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 Four Corners Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Four Corners Federal Credit Union's 2 yr CD rates are at 1.75%. MonitorBankRates evaluates the financial stability of Four Corners Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.72%. Rates were last updated on 04/18/2026. Four Corners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Four Corners Federal Credit Union? Share your experience about Four Corners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Four Corners Federal Credit Union. Four Corners Federal Credit Union
Four Corners Federal Credit Union 16 Road 6500
https://www.fourcornersfcu.org/ Kirtland, NM 87417 
Four Corners Federal Credit Union CD Rates
Four Corners Federal Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Four Corners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Four Corners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Four Corners Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Four Corners Federal Credit Union
Website
https://www.fourcornersfcu.org/
Address
16 Road 6500,
Kirtland, NM 87417
Phone
505-598-6623
Fax
505-598-6474
President
Mike Brown
CEO
Barrett Lynch
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.72%
Return on Assets (ROA)
0.8999%
Return on Equity (ROE)
4.1716%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
14,480,198
Total Amount of Shares and Deposits
11,331,468
Total Shares and Deposits < 1 Year
9,962,487
Total Shares and Deposits 1 3 Years
821,569
Total Shares and Deposits > 3 Years
547,413
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
284,903
Total Uninsured Shares and Deposits > $250K (F+J)
284,903
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,046,565
Total Interest Expense (Sum of items 6 8)
75,485
Share Certificates
130
Number of Accounts for Share Drafts
2,840
IRA KEOGH Accounts
22
Number of Accounts for Regular Shares
3,258
All other shares
215
Net Income (unless the amount is already included in Undivided Earnings)
130,311
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
770,637
Total Liabilities
11,388,029
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Four Corners Federal Credit UnionIs Four Corners Federal Credit Union a safe place to deposit money?Yes, Four Corners Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7190015020495%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Four Corners Federal Credit Union operate?Four Corners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Four Corners Federal Credit Union?Yes, to access services at Four Corners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Four Corners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Four Corners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Four Corners Federal Credit Union offer online and mobile banking?Most modern institutions like Four Corners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fourcornersfcu.org/. Compare to Other Credit Unions
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