|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First NRV Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 24, 2026
You can compare First NRV Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.28%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 1.41%. Savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.17%. All these rates can be compared to First NRV Federal Credit Union rates. MonitorBankRates evaluates the financial stability of First NRV Federal Credit Union with a 3.6 Star Rating, an D Overall Health Grade, and a Texas Ratio of 32.06%. Rates were last updated on 04/24/2026. First NRV Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First NRV Federal Credit Union? Share your experience about First NRV Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First NRV Federal Credit Union. First NRV Federal Credit Union
First NRV Federal Credit Union 900 W Main St
https://www.firstnrvcreditunion.com Radford, VA 24141 1597 
Current Rate AvailabilityWe do not have First NRV Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First NRV Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First NRV Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First NRV Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First NRV Federal Credit Union
Address
900 W Main St,
Radford, VA 24141 1597
Phone
540-639-0885
Fax
540-639-0512
President
Stanley Moore
CEO
Owen McKinnie
Full-Time Employees
8
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
3.6 / 5.0 ★
Overall Health & Safety Grade
D (70/100)
Texas Ratio
32.06%
Return on Assets (ROA)
0.2266%
Return on Equity (ROE)
2.6521%
Non-Performing Loans Ratio (NPL)
4.56%
Total Assets
38,598,533
Total Amount of Shares and Deposits
35,196,060
Total Shares and Deposits < 1 Year
34,947,665
Total Shares and Deposits 1 3 Years
194,796
Total Shares and Deposits > 3 Years
53,599
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
284,979
Total Uninsured Shares and Deposits > $250K (F+J)
284,979
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,911,081
Total Interest Expense (Sum of items 6 8)
498,646
Share Certificates
201
Number of Accounts for Share Drafts
1,766
IRA KEOGH Accounts
91
Number of Accounts for Regular Shares
2,980
Net Income (unless the amount is already included in Undivided Earnings)
87,479
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,334,159
Total Liabilities
35,300,012
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First NRV Federal Credit UnionIs First NRV Federal Credit Union a safe place to deposit money?Yes, First NRV Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 32.058246711178%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First NRV Federal Credit Union operate?First NRV Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First NRV Federal Credit Union?Yes, to access services at First NRV Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First NRV Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First NRV Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First NRV Federal Credit Union offer online and mobile banking?Most modern institutions like First NRV Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstnrvcreditunion.com. Compare to Other Credit Unions
Parish Federal Credit Union
Savannah Postal Credit Union
Cape Regional Credit Union
CASE Credit Union
BROWARD HEALTHCARE
Internal Revenue Federal Credit Union
Artesia Credit Union
Summit Federal Credit Union
Concordia Parish School Employees Federal Credit Union
Century Heritage Federal Credit Union
Lebanon Federal Credit Union
Campus Usa Credit Union
GRANCO Federal Credit Union
Energy Plus Credit Union
Angelina Federal Employees Credit Union
Brunswick County Teachers Federal Credit Union
Red Wing Credit Union
Ottawa Hiway Credit Union
Georgia United Credit Union
Franklin Trust Federal Credit Union
Space Age Credit Union
|
