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 First Area Federal Credit Union Lewistown, PA Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
First Area Federal Credit Union Lewistown, PA's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of First Area Federal Credit Union Lewistown, PA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.45%. Rates were last updated on 04/23/2026. First Area Federal Credit Union Lewistown, PA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Area Federal Credit Union Lewistown, PA? Share your experience about First Area Federal Credit Union Lewistown, PA by leaving a review below, or read customer reviews before you decide to use First Area Federal Credit Union Lewistown, PA. First Area Federal Credit Union Lewistown, PA
First Area Federal Credit Union 23 S Dorcas St
https://www.firstareafcu.com Lewistown, PA 17044 
First Area Federal Credit Union Lewistown, PA Home Equity & HELOC
First Area Federal Credit Union Lewistown, PA Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Area Federal Credit Union Lewistown, PA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Area Federal Credit Union Lewistown, PA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Area Federal Credit Union Lewistown, PA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Area Federal Credit Union Lewistown, PA
Website
https://www.firstareafcu.com
Address
23 S Dorcas St,
Lewistown, PA 17044
Phone
717-248-5103
Fax
717-248-9672
President
Robert Haines Jr
CEO
Bonnie Fisher
Full-Time Employees
5
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.45%
Return on Assets (ROA)
0.8440%
Return on Equity (ROE)
9.1617%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
29,429,178
Total Amount of Shares and Deposits
26,761,099
Total Shares and Deposits < 1 Year
26,758,890
Total Shares and Deposits 1 3 Years
2,209
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
485,288
Total Uninsured Shares and Deposits > $250K (F+J)
485,288
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,275,811
Total Interest Expense (Sum of items 6 8)
31,612
Share Certificates
199
Number of Accounts for Share Drafts
1,488
Number of Accounts for Regular Shares
3,339
Net Income (unless the amount is already included in Undivided Earnings)
248,390
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,985,072
Total Liabilities
26,775,389
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Area Federal Credit Union Lewistown, PAIs First Area Federal Credit Union Lewistown, PA a safe place to deposit money?Yes, First Area Federal Credit Union Lewistown, PA is considered a safe financial institution. With a Texas Ratio of 0.44541409014877%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Area Federal Credit Union Lewistown, PA operate?First Area Federal Credit Union Lewistown, PA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Area Federal Credit Union Lewistown, PA?Yes, to access services at First Area Federal Credit Union Lewistown, PA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Area Federal Credit Union Lewistown, PA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Area Federal Credit Union Lewistown, PA provides members with tools to manage their accounts and build a solid financial history. Does First Area Federal Credit Union Lewistown, PA offer online and mobile banking?Most modern institutions like First Area Federal Credit Union Lewistown, PA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstareafcu.com. Compare to Other Credit Unions
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