MonitorBankRates
  1. Home
  2. Credit Unions
  3. Financial Partners Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Financial Partners Federal Credit Union Rates & Review September 2026

Financial Partners Federal Credit Union's CDs - 12 month rates are at 3.50%, 12 Month IRA rates are at 3.35%, CDs - 6 month rates are at 3.00%, 48 Month IRA rates are at 2.60%, 60 Month IRA rates are at 2.60%. Financial Partners Federal Credit Union's savings rates are at 0.05%. Financial Partners Federal Credit Union's First Mortgage Fixed - 10 year rates are at 5.25%, First Mortgage Fixed - 15 year rates are at 5.50%, First Mortgage Fixed - 20 year rates are at 5.83%. Financial Partners Federal Credit Union's Personal Loan Rates are as low as 7.60%. Financial Partners Federal Credit Union's Credit Card Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Financial Partners Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 09/14/2026.

Financial Partners Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Partners Federal Credit Union? Share your experience about Financial Partners Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Partners Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.37%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Financial Partners Federal Credit Union
Financial Partners FCU
22440 Main St
Woodburn, IN 46797
https://www.financialpartnersfcu.org
Member NCUA

Financial Partners Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificates - 12 month - 3.50% 12 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
12 Month IRA - 3.35% 12 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 6 month - 3.00% 6 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
48 Month IRA - 2.60% 48 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
60 Month IRA - 2.60% 60 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 48 month - 2.50% 48 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 60 month - 2.50% 60 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
36 Month IRA - 2.45% 36 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
24 Month IRA - 2.35% 24 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 36 month - 2.35% 36 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 18 month - 2.25% 18 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Certificates - 24 month - 2.25% 24 Months
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings - 0.30%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Christmas Club - 0.15%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage Fixed - 10 year 5.25% - 5.25% 10 year
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
First Mortgage Fixed - 15 year 5.50% - 5.50% 15 year
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
First Mortgage Fixed - 20 year 5.83% - 5.83% 20 year
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Flexline HELOC - - 6.00%
Details APR as low as 6.00%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto 2025-26 - 37 to 60 months - - 4.45% 37 to 60 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
New Auto 2025-26 - 61 to 72 months - - 4.45% 61 to 72 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
New Auto 2025-26 - Up to 36 months - - 4.45% Up to 36 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
New Auto 2025-26 - up to 84 months - - 4.45% up to 84 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2021-2025 - - 4.45% up to 60 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2021-2025 - - 4.55% 61 to 72 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2018-2020 - - 5.49% up to 60 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2017 - - 6.25% up to 36 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2017 - - 6.50% 37 to 60 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2016 - - 7.20% up to 54 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2015 - - 7.25% up to 48 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2014 - - 7.60% up to 24 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2014 - - 7.70% up to 48 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2013 - - 7.75% 24 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2013 - - 8.00% 48 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Used Auto 2012 & Older - - 8.25% up to 24 months
Details As Low As; Preferred Rate Program - Financial Partners FCU offers a preferred rate to any member who has an existing, active checking account, credit card or online banking. These members will receive a 0.25% reduction in rate on all loans (excluding credit cards and real estate) per service. Please contact a loan officer for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Elite - 8.00%
Details APR as low as 8.00%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 7.60% Risk Base
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Partners Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Elite Loan - - 8.00%
Details Program placement will depend on your credit score at the time of application.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Premier Loan - - 13.00%
Details Program placement will depend on your credit score at the time of application.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Premier Plus Loan - - 11.00%
Details Program placement will depend on your credit score at the time of application.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Second Mortgage 5.99% - 5.99% 10 year
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Junior Partners - - 0.30%
Min Deposit $5
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Savings - - 0.05% $250-$9999
Min Deposit $5
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%
Share Savings - - 0.06% $10,000+
Min Deposit $5
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.37%

Financial Health History

Financial Partners Federal Credit Union’s Texas Ratio rose from 2.31% in Q2 2023 to 3.37% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.31% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.37% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$57M3.37%5.0A+
December 31, 2025$57M3.37%5.0A+
September 30, 2025$57M3.97%5.0A+
June 30, 2025$55M4.07%5.0A+
March 31, 2025$55M3.77%5.0A+
December 31, 2024$55M4.16%5.0A+
September 30, 2024$53M1.89%5.0A+
June 30, 2024$53M6.51%5.0A
March 31, 2024$54M3.34%5.0A+
December 31, 2023$55M3.55%5.0A+
September 30, 2023$55M2.35%5.0A+
June 30, 2023$55M2.31%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Financial Partners Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Partners Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Financial Partners Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Financial Partners Federal Credit Union
Address 22440 Main St, Woodburn, IN 46797
Phone 260-632-4245
Fax 260-632-4109
President Herb Anderson
CEO David Shuey
Full-Time Employees 1
Part-Time Employees 11
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.37%
Return on Assets (ROA)
0.1908%
Return on Equity (ROE)
1.9533%
Non-Performing Loans Ratio (NPL)
0.79%
Total Assets
57,062,075
Total Amount of Shares and Deposits
51,393,140
Total Shares and Deposits < 1 Year
50,695,700
Total Shares and Deposits 1 3 Years
563,135
Total Shares and Deposits > 3 Years
134,305
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,375,469
Total Uninsured Shares and Deposits > $250K (F+J)
2,375,469
Total Insured Shares and Deposits > $250K (item 17 less item K)
49,017,671
Total Interest Expense (Sum of items 6 8)
35,536
Share Certificates
239
Number of Accounts for Share Drafts
2,249
IRA KEOGH Accounts
40
Number of Accounts for Regular Shares
4,123
Net Income (unless the amount is already included in Undivided Earnings)
108,848
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,539,279
Total Liabilities
51,489,522
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Financial Partners Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/financial-partners-federal-credit-union-rates-review-16619">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Financial Partners Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Financial Partners Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Financial Partners Federal Credit Union

How many branches does Financial Partners Federal Credit Union operate?

Financial Partners Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Financial Partners Federal Credit Union?

Yes, to access services at Financial Partners Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Financial Partners Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Financial Partners Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Financial Partners Federal Credit Union offer online and mobile banking?

Most modern institutions like Financial Partners Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.financialpartnersfcu.org.

Current Financial Partners Federal Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD2.25%
  • 24-Month CD2.25%
  • 60-Month CD2.50%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.