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 Faith Community United Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 10, 2026
Faith Community United Credit Union's CDs of Deposits, minimum deposit - 5 year rates are at 3.03%, CDs of Deposits, minimum deposit - 4 year rates are at 2.78%, CDs of Deposits, minimum deposit - 3 year rates are at 2.32%, CDs of Deposits, minimum deposit - 2 year rates are at 2.22%, CDs of Deposits, minimum deposit - 1 year rates are at 1.76%. Faith Community United Credit Union's savings rates are at 0.05%. Faith Community United Credit Union's Personal Loan Rates are at 16.50%. MonitorBankRates evaluates the financial stability of Faith Community United Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.52%. Rates last updated and verified on 09/10/2026. Faith Community United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Faith Community United Credit Union? Share your experience about Faith Community United Credit Union by leaving a review below, or read customer reviews before you decide to use Faith Community United Credit Union. Faith Community United Credit Union
faith community united credit union 3550 e 93RD ST
https://www.faithcommcu.com cleveland, OH 44105-1644 
Faith Community United Credit Union CD Rates
Faith Community United Credit Union Savings Rates
Faith Community United Credit Union Auto Loan Rates
Faith Community United Credit Union Credit Card Rates
Faith Community United Credit Union Personal Loan Rates
Financial Health HistoryFaith Community United Credit Union’s Texas Ratio fell from 17.07% in Q2 2023 to 10.52% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0 and its Health Grade from B+ to A. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Faith Community United Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Faith Community United Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Faith Community United Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Faith Community United Credit Union
Website
https://www.faithcommcu.com
Address
3550 e 93RD ST,
cleveland, OH 44105-1644
Phone
216-271-7111
Fax
216-271-7488
President
Carl Kirkland
CEO
JACQUELINE MOORE
Full-Time Employees
9
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.52%
Return on Assets (ROA)
0.0098%
Return on Equity (ROE)
0.0327%
Non-Performing Loans Ratio (NPL)
8.02%
Total Assets
14,164,191
Total Amount of Shares and Deposits
10,250,317
Total Shares and Deposits < 1 Year
8,740,545
Total Shares and Deposits 1 3 Years
920,013
Total Shares and Deposits > 3 Years
589,759
Total Interest Expense (Sum of items 6 8)
12,945
Share Certificates
45
Number of Accounts for Share Drafts
977
IRA KEOGH Accounts
6
Number of Accounts for Regular Shares
2,860
All other shares
224
Non Member Deposits
10
Net Income (unless the amount is already included in Undivided Earnings)
1,392
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,706,710
Total Liabilities
10,305,088
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Faith Community United Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for Faith Community United Credit Union
Frequently Asked Questions About Faith Community United Credit UnionHow many branches does Faith Community United Credit Union operate?Faith Community United Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Faith Community United Credit Union?Yes, to access services at Faith Community United Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Faith Community United Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Faith Community United Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Faith Community United Credit Union offer online and mobile banking?Most modern institutions like Faith Community United Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faithcommcu.com. Current Faith Community United Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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