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iAdvertiser Disclosure
Advertiser Disclosure
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 EverTrust Bank Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 16, 2026
EverTrust Bank's 3-Months SHINE WITH SUMMER CD 3-Month rates are at 3.85%, 6-Months SHINE WITH SUMMER CD 6-Month rates are at 3.65%, 3-Months 3-Month rates are at 3.50%, 3-Months 3-Month rates are at 3.40%, 6-Months 6-Month rates are at 3.40%. MonitorBankRates evaluates the financial stability of EverTrust Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.59%. Rates were last updated on 06/16/2026. EverTrust Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at EverTrust Bank? Share your experience about EverTrust Bank by leaving a review below, or read customer reviews before you decide to use EverTrust Bank. 
EverTrust Bank CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for EverTrust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather EverTrust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with EverTrust Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
EverTrust Bank
Bank Holding Company
O-BANK CO LTD
Address
13191 Crossroads Pkwy N,
City Of Industry, CA 91746 · Los Angeles
Website
https://www.evertrustbank.com
FDIC Certificate #
34010
Established
05/03/1995
FDIC Insurance Date
05/03/1995
Domestic Offices
8
Total Branches
8
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.59%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.6457%
Return on Equity (ROE)
6.4900%
Non-Performing Loans (NPL)
0.32%
Total Assets
$1,107,990,000
Total Deposits
$834,170,000
Equity Capital
$256,248,000
Net Income
$12,510,000
Headquarters
City Of Industry
Total Branches and Offices
8
Source: FDIC | Last Updated 12/31/2025
Customer ReviewswBDq
December 17, 2025
SftO
Fred Worriton
November 2, 2023
I had a great experience with EverTrust
Want to discuss EverTrust Bank with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for EverTrust Bank
Frequently Asked Questions About EverTrust BankHow many branches does EverTrust Bank operate?EverTrust Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, EverTrust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, EverTrust Bank provides members with tools to manage their accounts and build a solid financial history. Does EverTrust Bank offer online and mobile banking?Most modern institutions like EverTrust Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.evertrustbank.com. Current EverTrust Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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