What are the current interest rates at Dubuque Postal Employees Credit Union?

Current rates for Dubuque Postal Employees Credit Union include: Savings: 1.50%

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Dubuque Postal Employees Credit Union

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Dubuque Postal Employees Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dubuque Postal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

Dubuque Postal Employees Credit Union's savings rates are at 1.50%. Dubuque Postal Employees Credit Union's Personal Loan Rates are as low as 7.50%. MonitorBankRates evaluates the financial stability of Dubuque Postal Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/14/2026.

Dubuque Postal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dubuque Postal Employees Credit Union? Share your experience about Dubuque Postal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Dubuque Postal Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Dubuque Postal Employees Credit Union
DUBUQUE POSTAL EMPLOYEES CREDIT UNION

1155 LORAS BLVD
DUBUQUE, IA 52001

https://dpecu.com

Dubuque Postal Employees Credit Union Savings Rates

Product	Rate	APY
Regular Share Savings	-	2.35%
Min Deposit $50 Min Balance $25,000 Details Dividends paid quarterly on balances of $100 or more and are subject to change at the end of each quarter. No dividends will be paid if withdrawn early. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Regular Share Savings	-	1.80%
Min Deposit $50 Min Balance $5,000 Details Dividends paid quarterly on balances of $100 or more and are subject to change at the end of each quarter. No dividends will be paid if withdrawn early. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Regular Share Savings	-	1.50%
Min Deposit $50 Min Balance $100 Details Dividends paid quarterly on balances of $100 or more and are subject to change at the end of each quarter. No dividends will be paid if withdrawn early. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Dubuque Postal Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New vehicles	3.50%	-	3.50%	60 months
Details Summer Loan Special. Rates subject to rate-based credit score. Model years 2025 and 2026. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Dubuque Postal Employees Credit Union Personal Loan Rates

Product	APR	Term
Unsecured Loans - 24-36 months	7.50%	24-36 months
Details Personal loan, requires a co-signer. Maximum unsecured loan amount is $8,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Unsecured Loans - 48 months	7.75%	48 months
Details Personal loan, requires a co-signer. Maximum unsecured loan amount is $8,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%
Unsecured Loans - 60 months	8.00%	60 months
Details Personal loan, requires a co-signer. Maximum unsecured loan amount is $8,000. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Dubuque Postal Employees Credit Union’s Texas Ratio stayed near 0.00% in Q2 2023 to 0.00% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$4M	0.00%	5.0	A+
December 31, 2025	$4M	0.00%	5.0	A+
September 30, 2025	$4M	0.51%	5.0	A+
June 30, 2025	$4M	0.17%	5.0	A+
March 31, 2025	$4M	0.92%	5.0	A+
December 31, 2024	$4M	0.00%	5.0	A+
September 30, 2024	$4M	0.00%	5.0	A+
June 30, 2024	$4M	0.00%	5.0	A+
March 31, 2024	$4M	0.00%	5.0	A+
December 31, 2023	$4M	0.00%	5.0	A+
September 30, 2023	$4M	0.00%	5.0	A+
June 30, 2023	$5M	0.00%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dubuque Postal Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dubuque Postal Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dubuque Postal Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dubuque Postal Employees Credit Union

Website https://dpecu.com

Address 1155 LORAS BLVD, DUBUQUE, IA 52001

Phone 563-582-9515

Fax 563-582-9540

President Raymond Pregler

CEO Tim Ludwig

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.00%

Return on Assets (ROA)

0.1746%

Return on Equity (ROE)

1.1681%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

4,388,802

Total Amount of Shares and Deposits

3,718,722

Total Shares and Deposits < 1 Year

3,718,722

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,718,722

Total Interest Expense (Sum of items 6 8)

20,000

Number of Accounts for Regular Shares

297

Net Income (unless the amount is already included in Undivided Earnings)

11,630

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,507,547

Total Liabilities

3,732,923

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Dubuque Postal Employees Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Dubuque Postal Employees Credit Union

How many branches does Dubuque Postal Employees Credit Union operate?

Dubuque Postal Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dubuque Postal Employees Credit Union?

Yes, to access services at Dubuque Postal Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dubuque Postal Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dubuque Postal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dubuque Postal Employees Credit Union offer online and mobile banking?

Most modern institutions like Dubuque Postal Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://dpecu.com.