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 Del Rio SP Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Del Rio SP Credit Union's 12-Month CD rates are at 3.80%, CDs & IRA CDs 12 month rates are at 3.80%, CDs & IRA CDs 9 month rates are at 3.75%, CDs & IRA CDs 6 month rates are at 3.70%, CDs & IRA CDs 18 month rates are at 3.55%. Del Rio SP Credit Union's savings rates are at 0.25%. Del Rio SP Credit Union's money market rates are at 2.35%. Del Rio SP Credit Union's Personal Loan Rates are at 8.99%. Del Rio SP Credit Union's Credit Card Rates are at 12.90%. MonitorBankRates evaluates the financial stability of Del Rio SP Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates were last updated on 04/08/2026. Del Rio SP Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Del Rio SP Credit Union? Share your experience about Del Rio SP Credit Union by leaving a review below, or read customer reviews before you decide to use Del Rio SP Credit Union. Del Rio SP Credit Union
Del Rio SP Credit Union 106 N Main St
https://www.psecu.com/ Del Rio, TX 78840 
Del Rio SP Credit Union CD Rates
Del Rio SP Credit Union Savings Rates
Del Rio SP Credit Union Money Market Rates
Del Rio SP Credit Union Checking Rates
Del Rio SP Credit Union Mortgage Rates
Del Rio SP Credit Union Home Equity & HELOC
Del Rio SP Credit Union Auto Loan Rates
Del Rio SP Credit Union Credit Card Rates
Del Rio SP Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Del Rio SP Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Del Rio SP Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Del Rio SP Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Del Rio SP Credit Union
Website
https://www.psecu.com/
Address
106 N Main St,
Del Rio, TX 78840
Phone
830-775-9360
Fax
830-775-0680
President
Robert Guzman
CEO
Belia Hernandez
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.95%
Return on Assets (ROA)
-0.3250%
Return on Equity (ROE)
-0.8772%
Non-Performing Loans Ratio (NPL)
2.00%
Total Assets
3,386,663
Total Amount of Shares and Deposits
2,118,323
Total Shares and Deposits < 1 Year
2,118,322
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,118,323
Total Interest Expense (Sum of items 6 8)
3,881
IRA KEOGH Accounts
4
Number of Accounts for Regular Shares
777
Money Market Shares
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
608,050
Total Liabilities
2,132,009
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Del Rio SP Credit UnionIs Del Rio SP Credit Union a safe place to deposit money?Yes, Del Rio SP Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9452406497875%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Del Rio SP Credit Union operate?Del Rio SP Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Del Rio SP Credit Union?Yes, to access services at Del Rio SP Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Del Rio SP Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Del Rio SP Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Del Rio SP Credit Union offer online and mobile banking?Most modern institutions like Del Rio SP Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com/. Current Del Rio SP Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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