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Danfoss Employees Credit Union Rates & Review September 2026

Danfoss Employees Credit Union's savings rates are at 0.07%. Danfoss Employees Credit Union's Personal Loan Rates are at 7.75%. MonitorBankRates evaluates the financial stability of Danfoss Employees Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.81%. Rates last updated and verified on 09/09/2026.

Danfoss Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Danfoss Employees Credit Union? Share your experience about Danfoss Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Danfoss Employees Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 83/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
21.81%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Danfoss Employees Credit Union
Main
3550 Annapolis Ln N
Plymouth, MN 55447-5333
https://www.eatoncu.com
Member NCUA

Danfoss Employees Credit Union Savings Rates

Product Rate APY View More
Savings/Shares 0.08% 0.08%
Min Deposit $500
Details Annual Dividend Rate - Paid Quarterly
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%

Danfoss Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New/Nearly New Vehicles Loan - - 4.60% Up to 36 Months
Details ** Current or previous year with less than 12,000
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Used Vehicles Loan - - 5.36% Up to 36 Months
Details ** Less than 6 years old
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
New/Nearly New Vehicles Loan - - 5.65% Up to 72 Months
Details ** Current or previous year with less than 12,000
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Used Vehicles Loan - - 5.91% Up to 60 Months
Details ** Less than 6 years old
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
New/Nearly New Vehicles Loan - - 6.16% Up to 84 Months
Details ** Current or previous year with less than 12,000
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Used Vehicles Loan - - 6.36% Up to 72 Months
Details ** Less than 6 years old
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - - 7.75% Up to 48 Months
Details New/Current Year
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Older Vehicles 6 yr old or older / Motorcycles Loan - - 8.36% Up to 48 Months
No additional details.
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - - 9.00% Up to 48 Months
Details Used 1 to 5 yrs old
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - - 9.50% Up to 24 Months
Details Used 6 yrs and older
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%

Danfoss Employees Credit Union Personal Loan Rates

Product APR Term View More
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans 7.75% Up to 48 Months
Details New/Current Year
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans 9.00% Up to 48 Months
Details Used 1 to 5 yrs old
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans 9.50% Up to 24 Months
Details Used 6 yrs and older
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%
Signature, Line of Credit, and Open End Loans 12.50% Unsecured
No additional details.
Last Updated 09/09/2026
Institution Ratings
4.4
Star Rating
B
Health Grade
Texas Ratio: 21.81%

Financial Health History

Danfoss Employees Credit Union’s Texas Ratio rose from 6.89% in Q2 2023 to 21.81% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.4 and its Health Grade from A to B. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 9% 2.0★ 17% 3.0★ 26% 4.0★ 35% 5.0★ 15% Verified Healthy line 6.89% A Q2 2023 A Q3 2023 A Q4 2023 B Q1 2024 B Q2 2024 B+ Q3 2024 B+ Q4 2024 B+ Q1 2025 C Q2 2025 C- Q3 2025 C Q4 2025 21.81% B Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$2M21.81%4.4B
December 31, 2025$2M29.34%3.8C
September 30, 2025$2M30.05%3.8C-
June 30, 2025$2M28.86%3.9C
March 31, 2025$2M18.96%4.7B+
December 31, 2024$2M18.56%4.7B+
September 30, 2024$3M18.86%4.7B+
June 30, 2024$3M19.40%4.6B
March 31, 2024$3M19.69%4.6B
December 31, 2023$3M6.95%5.0A
September 30, 2023$3M6.77%5.0A
June 30, 2023$3M6.89%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Danfoss Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Danfoss Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Danfoss Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Danfoss Employees Credit Union
Address 3550 Annapolis Ln N, Plymouth, MN 55447-5333
Phone 952-937-7175
Fax
President Peter Lauer
CEO Ann Healey-Allen
Full-Time Employees 1
Part-Time Employees 0
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
21.81%
Return on Assets (ROA)
-0.2631%
Return on Equity (ROE)
-2.0517%
Non-Performing Loans Ratio (NPL)
5.20%
Total Assets
2,096,180
Total Amount of Shares and Deposits
1,789,026
Total Shares and Deposits < 1 Year
1,789,026
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,789,026
Total Interest Expense (Sum of items 6 8)
1,357
Share Certificates
3
Number of Accounts for Share Drafts
227
Number of Accounts for Regular Shares
357
Net Income (unless the amount is already included in Undivided Earnings)
-19,497
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
185,864
Total Liabilities
1,827,332
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Frequently Asked Questions About Danfoss Employees Credit Union

How many branches does Danfoss Employees Credit Union operate?

Danfoss Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Danfoss Employees Credit Union?

Yes, to access services at Danfoss Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Danfoss Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Danfoss Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Danfoss Employees Credit Union offer online and mobile banking?

Most modern institutions like Danfoss Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eatoncu.com.

Current Danfoss Employees Credit Union Rates

  • Savings0.07%
Retrieved from our database of financial products. Rates subject to change.