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 Dade County Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Dade County Federal Credit Union's 6-Month CD rates are at 3.75%, 18 month CDs rates are at 3.07%, 24 month Share IRA CDs rates are at 3.07%, CDs 18 month rates are at 3.07%, 12 month CDs rates are at 2.92%. Dade County Federal Credit Union's savings rates are at 0.05%. Dade County Federal Credit Union's Personal Loan Rates are at 3.49%. MonitorBankRates evaluates the financial stability of Dade County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.67%. Rates were last updated on 04/18/2026. Dade County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dade County Federal Credit Union? Share your experience about Dade County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dade County Federal Credit Union. Dade County Federal Credit Union
Main Office 1500 NW 107th Ave
https://www.dcfcu.org Sweetwater, FL 33172 2706 
Dade County Federal Credit Union CD Rates
Dade County Federal Credit Union Savings Rates
Dade County Federal Credit Union Checking Rates
Dade County Federal Credit Union Home Equity & HELOC
Dade County Federal Credit Union Auto Loan Rates
Dade County Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Dade County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dade County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dade County Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Dade County Federal Credit Union
Website
https://www.dcfcu.org
Address
1500 NW 107th Ave,
Sweetwater, FL 33172 2706
Phone
305-471-5080
Fax
305-392-2597
President
Bonnie Burrell
CEO
George Joseph
Full-Time Employees
251
Part-Time Employees
4
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.67%
Return on Assets (ROA)
1.0575%
Return on Equity (ROE)
8.5856%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
1,473,910,016
Total Amount of Shares and Deposits
1,136,080,563
Total Shares and Deposits < 1 Year
1,127,555,607
Total Shares and Deposits 1 3 Years
7,262,297
Total Shares and Deposits > 3 Years
1,262,659
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
106,639,892
Total Uninsured Shares and Deposits > $250K (F+J)
106,639,892
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,029,440,671
Total Interest Expense (Sum of items 6 8)
13,716,168
Share Certificates
6,782
Number of Accounts for Share Drafts
54,237
IRA KEOGH Accounts
1,504
Number of Accounts for Regular Shares
117,440
All other shares
16,241
Non Member Deposits
3
Money Market Shares
2,588
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,231,894
Total Liabilities
1,316,435,783
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Dade County Federal Credit UnionIs Dade County Federal Credit Union a safe place to deposit money?Yes, Dade County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6747588241599%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Dade County Federal Credit Union operate?Dade County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Dade County Federal Credit Union?Yes, to access services at Dade County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Dade County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dade County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Dade County Federal Credit Union offer online and mobile banking?Most modern institutions like Dade County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dcfcu.org. Current Dade County Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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