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iAdvertiser Disclosure
Advertiser Disclosure
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 Cyprus Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 31, 2026
Cyprus Federal Credit Union's 24 month CD (CD) rates are at 4.10%, 18 month CD (CD) rates are at 4.00%, 36 month CD (CD) rates are at 4.00%, 48 month CD (CD) rates are at 4.00%, 60 month CD (CD) rates are at 4.00%. Cyprus Federal Credit Union's savings rates are at 0.05%. Cyprus Federal Credit Union's money market rates are at 0.05%. Cyprus Federal Credit Union's Personal Loan Rates are at 12.49%. MonitorBankRates evaluates the financial stability of Cyprus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.94%. Rates last updated and verified on 08/31/2026. Cyprus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cyprus Federal Credit Union? Share your experience about Cyprus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cyprus Federal Credit Union. Cyprus Federal Credit Union
Jordan Landing 3876 W Center view Way
https://www.cypruscu.com West Jordan, UT 84084 
Cyprus Federal Credit Union CD Rates
Cyprus Federal Credit Union Savings Rates
Cyprus Federal Credit Union Money Market Rates
Cyprus Federal Credit Union Checking Rates
Cyprus Federal Credit Union Mortgage Rates
Cyprus Federal Credit Union Home Equity & HELOC
Cyprus Federal Credit Union Credit Card Rates
Cyprus Federal Credit Union Personal Loan Rates
Financial Health HistoryCyprus Federal Credit Union’s Texas Ratio rose from 1.50% in Q2 2023 to 2.94% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cyprus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cyprus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cyprus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cyprus Federal Credit Union
Website
https://www.cypruscu.com
Address
3876 W Center view Way,
West Jordan, UT 84084
Phone
801-260-7600
Fax
801-260-7788
President
Richard Stapler
CEO
Todd Adamson
Full-Time Employees
409
Part-Time Employees
103
Branch Locations
24
ATM Locations
22
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.94%
Return on Assets (ROA)
0.0518%
Return on Equity (ROE)
0.4197%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
2,067,952,557
Total Amount of Shares and Deposits
1,795,953,132
Total Shares and Deposits < 1 Year
1,624,296,312
Total Shares and Deposits 1 3 Years
123,198,627
Total Shares and Deposits > 3 Years
48,458,193
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
164,035,000
Total Uninsured Shares and Deposits > $250K (F+J)
164,035,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,631,918,132
Total Interest Expense (Sum of items 6 8)
9,470,856
Share Certificates
16,821
Number of Accounts for Share Drafts
103,766
IRA KEOGH Accounts
4,555
Number of Accounts for Regular Shares
171,987
All other shares
24,230
Non Member Deposits
70
Money Market Shares
10,240
Net Income (unless the amount is already included in Undivided Earnings)
1,071,375
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,820,336
Total Liabilities
1,815,125,223
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Cyprus Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Cyprus Federal Credit Union
Frequently Asked Questions About Cyprus Federal Credit UnionHow many branches does Cyprus Federal Credit Union operate?Cyprus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cyprus Federal Credit Union?Yes, to access services at Cyprus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cyprus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cyprus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cyprus Federal Credit Union offer online and mobile banking?Most modern institutions like Cyprus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cypruscu.com. Current Cyprus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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