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iAdvertiser Disclosure
Advertiser Disclosure
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 Credit Union One Of Oklahoma Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Credit Union One Of Oklahoma Credit Union's CDs 18 Month rates are at 2.78%, CDs One Year rates are at 2.78%, CDs 18 Month rates are at 2.53%, CDs One Year rates are at 2.53%, CDs Two Year rates are at 2.53%. Credit Union One Of Oklahoma Credit Union's savings rates are at 0.10%. Credit Union One Of Oklahoma Credit Union's money market rates are at 0.10%. Credit Union One Of Oklahoma Credit Union's Personal Loan Rates are at 1.99%. MonitorBankRates evaluates the financial stability of Credit Union One Of Oklahoma Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.31%. Rates last updated and verified on 09/03/2026. Credit Union One Of Oklahoma Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union One Of Oklahoma Credit Union? Share your experience about Credit Union One Of Oklahoma Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union One Of Oklahoma Credit Union. Credit Union One Of Oklahoma Credit Union
Main 3330 N Lincoln Blvd
https://www.cuoneok.org Oklahoma City, OK 73105-5406 
Credit Union One Of Oklahoma Credit Union CD Rates
Credit Union One Of Oklahoma Credit Union Savings Rates
Credit Union One Of Oklahoma Credit Union Checking Rates
Credit Union One Of Oklahoma Credit Union Home Equity & HELOC
Credit Union One Of Oklahoma Credit Union Auto Loan Rates
Credit Union One Of Oklahoma Credit Union Credit Card Rates
Credit Union One Of Oklahoma Credit Union Personal Loan Rates
Financial Health HistoryCredit Union One Of Oklahoma Credit Union’s Texas Ratio rose from 2.72% in Q2 2023 to 8.31% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union One Of Oklahoma Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union One Of Oklahoma Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union One Of Oklahoma Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union One Of Oklahoma Credit Union
Website
https://www.cuoneok.org
Address
3330 N Lincoln Blvd,
Oklahoma City, OK 73105-5406
Phone
405-557-0167
Fax
405-557-2842
President
Fred Smith
CEO
Tyrel McCain
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.31%
Return on Assets (ROA)
0.0970%
Return on Equity (ROE)
0.6428%
Non-Performing Loans Ratio (NPL)
1.78%
Total Assets
39,428,556
Total Amount of Shares and Deposits
33,098,548
Total Shares and Deposits < 1 Year
32,354,549
Total Shares and Deposits 1 3 Years
704,777
Total Shares and Deposits > 3 Years
39,222
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,326,952
Total Uninsured Shares and Deposits > $250K (F+J)
1,326,952
Total Insured Shares and Deposits > $250K (item 17 less item K)
31,771,596
Total Interest Expense (Sum of items 6 8)
27,350
Share Certificates
97
Number of Accounts for Share Drafts
1,464
IRA KEOGH Accounts
76
Number of Accounts for Regular Shares
3,801
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,886,086
Total Liabilities
33,478,041
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About Credit Union One Of Oklahoma Credit UnionHow many branches does Credit Union One Of Oklahoma Credit Union operate?Credit Union One Of Oklahoma Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union One Of Oklahoma Credit Union?Yes, to access services at Credit Union One Of Oklahoma Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union One Of Oklahoma Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union One Of Oklahoma Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Credit Union One Of Oklahoma Credit Union offer online and mobile banking?Most modern institutions like Credit Union One Of Oklahoma Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuoneok.org. Current Credit Union One Of Oklahoma Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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