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Credit Union of Ohio Credit Union Rates & Review April 2026

Credit Union of Ohio Credit Union's Personal Loan Rates are at 12.36%. MonitorBankRates evaluates the financial stability of Credit Union of Ohio Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.06%. Rates were last updated on 04/17/2026.

Credit Union of Ohio Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Ohio Credit Union? Share your experience about Credit Union of Ohio Credit Union by leaving a review below, or read customer reviews before you decide to use Credit Union of Ohio Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.06%
Excellent Lower than avg
Credit Union of Ohio Credit Union
Hilliard Office
5500 Britton Pkwy
Hilliard, OH 43026 7456
https://www.cuofohio.org
Member NCUA

Credit Union of Ohio Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.75%
Details As Low As; Variable option where you can borrow as needed during the draw period.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Home Equity Loan - - 7.50%
Details As Low As; Fixed-rate option with a one-time lump sum disbursed at closing.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Home Equity Loan 7.50% - 7.93%
Details As Low As; (Terms up to 240 months); Fixed rate. Rate may vary based on term.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Home Equity Loan 7.75% - 8.18%
Details As Low As; (Terms up to 240 months); Fixed rate. Rate may vary based on term.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%

Credit Union of Ohio Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.99%
Details As Low As
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%

Credit Union of Ohio Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 9.90%
Details Low fixed-rates, from 9.90% - 19.90%
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Visa Platinum - 9.90%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Young Adult Visa - 12.90%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Rewards Visa - 15.74%
Details As Low As; Rate currently as low as 15.74% - 24.99% as of 04-08-2026. Rate will vary based on the Prime Rate as reported in Wall Street Journal on the last business day of the previous calendar month.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%
Visa Rewards - 15.74%
No additional details.
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%

Credit Union of Ohio Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan 12.15% 12.36%
Details As Low As
Last Updated 04/09/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.06%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Credit Union of Ohio Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Ohio Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Credit Union of Ohio Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Credit Union of Ohio Credit Union
Address 5500 Britton Pkwy, Hilliard, OH 43026 7456
Phone 614-487-6650
Fax 614-487-6641
President Aristotle Hutras
CEO Rich Capuano
Full-Time Employees 44
Part-Time Employees 0
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.06%
Return on Assets (ROA)
0.0971%
Return on Equity (ROE)
0.9001%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
202,907,587
Total Amount of Shares and Deposits
184,185,040
Total Shares and Deposits < 1 Year
174,754,575
Total Shares and Deposits 1 3 Years
6,709,285
Total Shares and Deposits > 3 Years
2,721,180
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,917,438
Total Uninsured Shares and Deposits > $250K (F+J)
3,917,438
Total Insured Shares and Deposits > $250K (item 17 less item K)
180,267,602
Total Interest Expense (Sum of items 6 8)
1,376,368
Share Certificates
1,980
Number of Accounts for Share Drafts
10,751
IRA KEOGH Accounts
421
Number of Accounts for Regular Shares
25,380
Money Market Shares
1,716
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,877,406
Total Liabilities
181,265,246
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Credit Union of Ohio Credit Union

Is Credit Union of Ohio Credit Union a safe place to deposit money?

Yes, Credit Union of Ohio Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0634148735644%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Credit Union of Ohio Credit Union operate?

Credit Union of Ohio Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Credit Union of Ohio Credit Union?

Yes, to access services at Credit Union of Ohio Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Credit Union of Ohio Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Credit Union of Ohio Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Credit Union of Ohio Credit Union offer online and mobile banking?

Most modern institutions like Credit Union of Ohio Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuofohio.org.