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 Credit Union Of Atlanta Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Credit Union Of Atlanta's 12 Month CD rates are at 3.56%, 18 Month CD rates are at 3.56%, 24 Month CD rates are at 3.56%, 30 Month CD rates are at 3.30%, 36 Month CD rates are at 3.30%. Credit Union Of Atlanta's savings rates are at 0.05%. Credit Union Of Atlanta's money market rates are at 0.05%. Credit Union Of Atlanta's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Credit Union Of Atlanta with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.07%. Rates last updated and verified on 09/03/2026. Credit Union Of Atlanta money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union Of Atlanta? Share your experience about Credit Union Of Atlanta by leaving a review below, or read customer reviews before you decide to use Credit Union Of Atlanta. Credit Union Of Atlanta
Credit Union of Atlanta 670 Metropolitan Pkwy SW
https://www.cuatlanta.org Atlanta, GA 30310 
Credit Union Of Atlanta CD Rates
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Credit Union Of Atlanta Personal Loan Rates
Financial Health HistoryCredit Union Of Atlanta’s Texas Ratio rose from 9.16% in Q2 2023 to 12.07% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union Of Atlanta is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union Of Atlanta rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union Of Atlanta's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union Of Atlanta
Website
https://www.cuatlanta.org
Address
670 Metropolitan Pkwy SW,
Atlanta, GA 30310
Phone
404-658-6465
Fax
404-658-7906
President
Charles Bell
CEO
Debra Collins
Full-Time Employees
24
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.07%
Return on Assets (ROA)
-0.1561%
Return on Equity (ROE)
-1.1052%
Non-Performing Loans Ratio (NPL)
2.99%
Total Assets
79,399,155
Total Amount of Shares and Deposits
69,102,732
Total Shares and Deposits < 1 Year
66,893,478
Total Shares and Deposits 1 3 Years
1,598,376
Total Shares and Deposits > 3 Years
610,878
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
728,124
Total Uninsured Shares and Deposits > $250K (F+J)
728,124
Total Insured Shares and Deposits > $250K (item 17 less item K)
68,374,608
Total Interest Expense (Sum of items 6 8)
74,101
Share Certificates
425
Number of Accounts for Share Drafts
4,485
IRA KEOGH Accounts
345
Number of Accounts for Regular Shares
13,764
All other shares
7
Money Market Shares
132
Net Income (unless the amount is already included in Undivided Earnings)
-123,914
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,797,421
Total Liabilities
69,822,692
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Credit Union Of AtlantaHow many branches does Credit Union Of Atlanta operate?Credit Union Of Atlanta currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union Of Atlanta?Yes, to access services at Credit Union Of Atlanta, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union Of Atlanta does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union Of Atlanta provides members with tools to manage their accounts and build a solid financial history. Does Credit Union Of Atlanta offer online and mobile banking?Most modern institutions like Credit Union Of Atlanta provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cuatlanta.org. Current Credit Union Of Atlanta Rates
Retrieved from our database of financial products. Rates subject to change.
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