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Advertiser Disclosure
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 Coosa Valley Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Coosa Valley Credit Union's 12 month Jumbo CD rates are at 3.50%. Coosa Valley Credit Union's savings rates are at 0.05%. Coosa Valley Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Coosa Valley Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.77%. Rates last updated and verified on 09/03/2026. Coosa Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coosa Valley Credit Union? Share your experience about Coosa Valley Credit Union by leaving a review below, or read customer reviews before you decide to use Coosa Valley Credit Union. 
Coosa Valley Credit Union CD Rates
Coosa Valley Credit Union Savings Rates
Coosa Valley Credit Union Auto Loan Rates
Coosa Valley Credit Union Personal Loan Rates
Financial Health HistoryCoosa Valley Credit Union’s Texas Ratio fell from 9.22% in Q2 2023 to 4.77% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Coosa Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Coosa Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coosa Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Coosa Valley Credit Union
Website
https://mycvcu.org
Address
2010 Redmond CIR NW,
Rome, GA 30165
Phone
706-235-8551
Fax
706-235-6795
President
Gideon Hartley
CEO
Andy Harris
Full-Time Employees
134
Part-Time Employees
1
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.77%
Return on Assets (ROA)
0.2846%
Return on Equity (ROE)
3.1004%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
746,242,920
Total Amount of Shares and Deposits
670,154,677
Total Shares and Deposits < 1 Year
590,056,701
Total Shares and Deposits 1 3 Years
78,718,360
Total Shares and Deposits > 3 Years
1,379,615
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
40,647,954
Total Uninsured Shares and Deposits > $250K (F+J)
40,647,954
Total Insured Shares and Deposits > $250K (item 17 less item K)
629,506,723
Total Interest Expense (Sum of items 6 8)
2,214,773
Share Certificates
1,514
Number of Accounts for Share Drafts
32,418
IRA KEOGH Accounts
686
Number of Accounts for Regular Shares
55,712
All other shares
37
Non Member Deposits
108
Money Market Shares
688
Net Income (unless the amount is already included in Undivided Earnings)
2,123,532
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
41,535,301
Total Liabilities
686,895,033
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Coosa Valley Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Coosa Valley Credit Union
Frequently Asked Questions About Coosa Valley Credit UnionHow many branches does Coosa Valley Credit Union operate?Coosa Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Coosa Valley Credit Union?Yes, to access services at Coosa Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Coosa Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Coosa Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Coosa Valley Credit Union offer online and mobile banking?Most modern institutions like Coosa Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mycvcu.org. Current Coosa Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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