What are the current interest rates at Community Resource Credit Union?

Current rates for Community Resource Credit Union include: 12-Month CD: 3.75%, 18-Month CD: 3.85%, 24-Month CD: 3.55%, 60-Month CD: 3.60%, Savings: 0.10%, MMA: 1.00%

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Community Resource Credit Union

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Community Resource Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Resource Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 12, 2026

Community Resource Credit Union's 12 Month CD rates are at 4.00%, 12 Month Traditional/Roth IRA rates are at 4.00%, 6 Month CD rates are at 4.00%, 6 Month Traditional/Roth IRA rates are at 4.00%, 18 Month CD rates are at 3.85%. Community Resource Credit Union's savings rates are at 0.10%. Community Resource Credit Union's money market rates are at 1.00%. Community Resource Credit Union's 15 Year Mortgage rates are at 6.00%, Mortgage rates are at 6.24%, 30 Year Mortgage rates are at 6.75%, Mortgage rates are at 6.87%. Community Resource Credit Union's Personal Loan Rates are as low as 9.74%. Community Resource Credit Union's Credit Card Rates are at 13.74%. MonitorBankRates evaluates the financial stability of Community Resource Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.13%. Rates last updated and verified on 09/12/2026.

Community Resource Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Resource Credit Union? Share your experience about Community Resource Credit Union by leaving a review below, or read customer reviews before you decide to use Community Resource Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.13%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Community Resource Credit Union CD Rates

Product	Rate	APY	Term
12 Month CD	3.92%	4.00%	12 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
12 Month Traditional/Roth IRA	3.92%	4.00%	12 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
6 Month CD	3.92%	4.00%	6 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
6 Month Traditional/Roth IRA	3.92%	4.00%	6 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
18 Month CD	3.79%	3.85%	18 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
18 Month Traditional/Roth IRA	3.79%	3.85%	18 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
24 Month CD	3.73%	3.80%	24 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
24 Month Traditional/Roth IRA	3.73%	3.80%	24 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
12 Month BUMP CD	3.68%	3.75%	12 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
36 Month CD	3.63%	3.70%	36 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
36 Month Traditional/Roth IRA	3.63%	3.70%	36 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
60 Month CD	3.54%	3.60%	60 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
60 Month Traditional/Roth IRA	3.54%	3.60%	60 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
24 Month BUMP CD	3.49%	3.55%	24 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
48 Month CD	3.44%	3.50%	48 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
3 Month CD	2.96%	3.00%	3 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
3 Month Traditional/Roth IRA	2.96%	3.00%	3 Month
Min Deposit $100 Min Balance $100 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Savings Rates

Product	Rate	APY
Traditional/Roth IRA Savings	0.75%	0.75%
Min Balance $250,000 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Traditional/Roth IRA Savings	0.70%	0.70%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Traditional/Roth IRA Savings	0.65%	0.65%
Min Balance $50,000 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Traditional/Roth IRA Savings	0.60%	0.60%
Min Balance $0 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Christmas Club Savings	0.10%	0.10%
Min Balance $100 Details No minimum to open with an open share product; average daily to obtain disclosed APY Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
HSA Family Savings	0.10%	0.10%
Min Deposit $5 Min Balance $100 Details Balance: $100 average daily to obtain disclosed APY Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
HSA Single Savings	0.10%	0.10%
Min Balance $5 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Regular Savings	0.10%	0.10%
Min Deposit $5 Min Balance $100 Details average daily to obtain disclosed APY Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Sprout Savings	0.10%	0.10%
Min Deposit $5 Min Balance $100 Details average daily to obtain disclosed APY Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Money Market Rates

Product	Rate	APY
Freedom Money Market	1.74%	1.75%
Details Balance: $250,000 & Over Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Freedom Money Market	1.64%	1.65%
Details Balance: $100,000 - $249,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Freedom Money Market	1.50%	1.50%
Details Balance: $50,000 - $99,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Freedom Money Market	1.10%	1.10%
Details Balance: $25,000 - $49,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Freedom Money Market	1.00%	1.00%
Details Balance: $1,000 - $4,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Checking Rates

Product	Rate	APY	View More
REWARD CHECKING	-	3.00%
Min Deposit $5 Details Qualifications Required: At least 20 debit card purchases; at least 1 automatic payment or direct deposit; enrolled and receive e-statement notice; Balances up to and including $20,000 earn 3.00% APY with 40 monthly debit card purchases; balances over $20,000 earn 0.05% APY on portion of balances over $20,000, resulting in 0.05% - 3.00% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Fees could reduce the earnings on the account. Nationwide ATM Fee Refunds - up to $10 per statement cycle. ATM receipt must be presented for reimbursement of ATM fees of $5 or higher. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Mortgage	6.00%	-	6.24%	15 Year
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Mortgage	-	-	6.24%	180 months
Details Mortgage* rates change daily, so please call us for a personal quote. We're here to help! Atascocita / Kingwood - Call 281.462.2728, ext. 3553 Baytown / Houston - Call 832.926.7222 Out of Area - Call 800.238.3228 Rates are accurate as of 08/31/26 Your rate will be fixed. 6.24 % APR based upon a $100,000 loan total @ 180 months with monthly payment of $843.86 resulting in total loan payoff of $151,894.80. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member's credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
30 Year Mortgage	6.75%	-	6.87%	30 Year
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Mortgage	-	-	6.87%	360 months
Details Your rate will be fixed. 6.87% APR based upon a $100,000 loan total @ 360 months with monthly payment of $648.60 resulting in total loan payoff of $233,496.00. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member's credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 15 (1st lien)	6.38%	-	6.58%	15 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 10 (1st lien)	6.38%	-	6.68%	10 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loans	-	-	6.68%	120 months
Details Your rate will be fixed. 6.68 % APR based upon a $100,000 loan total @ 120 months with monthly payment of $1,129.13 resulting in total loan payoff of $135,495.60. Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member's credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 20 (1st lien)	6.75%	-	6.90%	20 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 30 (1st lien)	6.88%	-	6.98%	30 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 5 (1st lien)	6.38%	-	6.98%	5 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loans	-	-	6.98%	60 months
Details Rates change daily, so please call us for a personal quote. We're here to help! Atascocita / Kingwood - Call 281.462.2728, ext. 3553 Baytown / Houston - Call 832.926.7222 Out of Area - Call 800.238.3228 Rates are accurate as of 08/31/26 Your rate will be fixed. 6.98 % APR based upon a $100,000 loan total @ 60 months with monthly payment of $1,950.77 resulting in total loan payoff of $117,046.20 . Your annual percentage rate will be dependent upon total loan amount, term chosen, and individual financial circumstances. Rates based on an evaluation of each member's credit history, loan-to-value (LTV), loan amount, loan purpose, and other factors; so your rate and terms may differ. All loans are subject to credit approval. Under certain circumstances an escrow account for taxes and insurance may be required. Some restrictions may apply. Offer subject to change or cancellation without notice. CRCU membership required. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 15 (2nd lien)	7.38%	-	7.58%	15 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 10 (2nd lien)	7.38%	-	7.68%	10 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Home Equity Loan - 5 (2nd lien)	7.38%	-	7.98%	5 years
Details Maximum Loan Amount: 80% of the value of the property less any mortgages Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	3.74%
Details APR as low as Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Autos	-	-	3.74%	Up to 36 Months
Details Fewer than 7,500 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Autos	-	-	3.74%	Up to 36 Months
Details Fewer than 100,000 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Autos	-	-	4.54%	48 Months
Details Fewer than 7,500 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Autos	-	-	4.54%	48 Months
Details Fewer than 100,000 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Autos	-	-	4.79%	71 Months
Details Fewer than 7,500 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Autos	-	-	4.79%	71 Months
Details Fewer than 100,000 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Autos	-	-	5.29%	78 Months
Details Fewer than 7,500 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Autos	-	-	5.29%	78 Months
Details Fewer than 100,000 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Autos	-	-	5.54%	84 Months
Details Fewer than 7,500 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Autos	-	-	5.54%	84 Months
Details Fewer than 100,000 miles Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycles & ATVs Loan	-	6.99%	Up to 48 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New RVs & Boats Loan	-	6.99%	Up to 48 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Motorcycles & ATVs Loan	-	7.54%	49 - 72 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New RVs & Boats Loan	-	7.54%	49-72 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New Motorcycles & ATVs Loan	-	7.74%	73 - 84 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New RVs & Boats Loan	-	7.74%	73-84 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Motorcycles & ATVs Loan	-	7.74%	Up to 48 Months
Details Used ATV maximum term is 48 months Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used RVs & Boats Loan	-	7.74%	Up to 48 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used Motorcycles & ATVs Loan	-	8.29%	49 - 72 Months
Details Used ATV maximum term is 48 months Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used RVs & Boats Loan	-	8.29%	49 - 72 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used RVs & Boats Loan	-	8.49%	73 - 84 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New RVs & Boats Loan	-	9.04%	85 - 144 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
New RVs & Boats Loan	-	9.64%	145 - 180 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Used RVs & Boats Loan	-	9.79%	85- 144 Months
No additional details. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Credit Card Rates

Product	Rate	APR
MyPath Premier MasterCard	-	13.74%
Details As Low As; APR range: 13.74% - 17.99% Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
MemberSelect Rewards MasterCard	-	15.24%
Details As Low As; APR range: 15.24% - 17.99% Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Secured MasterCard	-	17.95%
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Personal Loan Rates

Product	APR	Term
Personal or Signature Loan	9.74%	Up to 36 Months
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Personal Loans	10.24%	54 months
Details Certain terms, conditions and or discounts apply. Rates accurate as of 01/01/2025. Monthly payments would be $188.97 on $7,500 borrowed for 54 months at 10.24% APR, including applicable discounts. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount, APR and term. Payment also includes monthly premium for Payment Protection which includes Credit Life and Disability Insurance. Credit Life and Disability Insurance is not required. Other rates and terms available. Minimum loan amount is $500 with maximum 12 month term. May not be combined with other offers. All loans and rates are subject to approval and some restrictions may apply. The rates listed above include all applicable discounts. CRCU Membership required. Contact us for details. Offer subject to change or cancellation without notice. Minimum finance amount is $7,500. Minimum finance amount is $10,000. Minimum finance amount is $25,000. Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Personal or Signature Loan	10.24%	37 - 54 Months
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Personal or Signature Loan	10.74%	55 - 60 Months
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Debt Consolidation Loan	10.99%	Up to 72 Months
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Personal or Signature Loan	10.99%	61 - 72 Months
Details As Low As Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Community Resource Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Land 15 Year Term Loan	7.86%	-	8.28%	15 Year Term
Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
CoRe Ownership	7.70%	-	8.00%
Min Deposit $5 Details Initial Deposit: $5 minimum to open Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Coverdell IRA Savings	0.60%	-	0.60%
Min Balance $0 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Coverdell IRA Savings	0.65%	-	0.65%
Min Balance $50,000 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Coverdell IRA Savings	0.70%	-	0.70%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%
Coverdell IRA Savings	0.75%	-	0.75%
Min Balance $250,000 Last Updated 09/12/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Community Resource Credit Union’s Texas Ratio rose from 2.58% in Q2 2023 to 4.13% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$934M	4.13%	5.0	A+
December 31, 2025	$947M	3.72%	5.0	A+
September 30, 2025	$906M	4.26%	5.0	A+
June 30, 2025	$893M	2.77%	5.0	A+
March 31, 2025	$904M	2.29%	5.0	A+
December 31, 2024	$895M	4.37%	5.0	A+
September 30, 2024	$883M	4.58%	5.0	A+
June 30, 2024	$886M	4.74%	5.0	A+
March 31, 2024	$888M	4.46%	5.0	A+
December 31, 2023	$849M	5.06%	5.0	A+
September 30, 2023	$827M	2.89%	5.0	A+
June 30, 2023	$774M	2.58%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Community Resource Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Community Resource Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Resource Credit Union's official website for the most current offers and terms.

2026 MBR Health & Safety Badge

Community Resource Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Community Resource Credit Union

How many branches does Community Resource Credit Union operate?

Community Resource Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Resource Credit Union?

Yes, to access services at Community Resource Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Resource Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Resource Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Community Resource Credit Union offer online and mobile banking?

Most modern institutions like Community Resource Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crcu.org.

Current Community Resource Credit Union Rates

12-Month CD3.75%
18-Month CD3.85%
24-Month CD3.55%
60-Month CD3.60%
Savings0.10%
MMA1.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions