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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Community Choice Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Community Choice Credit Union's CD SPECIAL! 5-Month CD rates are at 4.00%, SPECIAL! 5-Month IRA CD rates are at 4.00%, CD SPECIAL! 15-Month CD rates are at 3.75%, SPECIAL! 15-Month IRA CD rates are at 3.75%, CD SPECIAL! 25-Month CD rates are at 3.50%. Community Choice Credit Union's savings rates are at 0.01%. Community Choice Credit Union's money market rates are at 0.25%. Community Choice Credit Union's Personal Loan Rates are at 5.74%. MonitorBankRates evaluates the financial stability of Community Choice Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.03%. Rates were last updated on 04/19/2026. Community Choice Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Choice Credit Union? Share your experience about Community Choice Credit Union by leaving a review below, or read customer reviews before you decide to use Community Choice Credit Union. Community Choice Credit Union
Community Choice Credit Union 31155 Northwestern Hwy
https://www.communitychoicecu.com Farmington Hills, MI 48334 2502 
Community Choice Credit Union CD Rates
Community Choice Credit Union Savings Rates
Community Choice Credit Union Money Market Rates
Community Choice Credit Union Checking Rates
Community Choice Credit Union Home Equity & HELOC
Community Choice Credit Union Auto Loan Rates
Community Choice Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Community Choice Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Choice Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Choice Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Community Choice Credit Union
Address
31155 Northwestern Hwy,
Farmington Hills, MI 48334 2502
Phone
877-243-2528
Fax
248-785-5110
President
Brian Wilson
CEO
Robert Bava
Full-Time Employees
360
Part-Time Employees
75
Branch Locations
23
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.03%
Return on Assets (ROA)
0.4798%
Return on Equity (ROE)
5.2718%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
1,982,291,561
Total Amount of Shares and Deposits
1,662,909,580
Total Shares and Deposits < 1 Year
1,594,865,063
Total Shares and Deposits 1 3 Years
67,569,651
Total Shares and Deposits > 3 Years
474,866
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
206,093,933
Total Uninsured Shares and Deposits > $250K (F+J)
206,093,933
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,456,815,647
Total Interest Expense (Sum of items 6 8)
17,555,899
Share Certificates
12,607
Number of Accounts for Share Drafts
75,474
IRA KEOGH Accounts
2,191
Number of Accounts for Regular Shares
151,847
Non Member Deposits
11
Money Market Shares
168
Net Income (unless the amount is already included in Undivided Earnings)
9,511,136
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,224,993
Total Liabilities
1,811,899,811
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Community Choice Credit UnionIs Community Choice Credit Union a safe place to deposit money?Yes, Community Choice Credit Union is considered a safe financial institution. With a Texas Ratio of 7.0333035757228%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Community Choice Credit Union operate?Community Choice Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Community Choice Credit Union?Yes, to access services at Community Choice Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Community Choice Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community Choice Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Community Choice Credit Union offer online and mobile banking?Most modern institutions like Community Choice Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitychoicecu.com. Current Community Choice Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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