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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Collins Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Collins Community Credit Union's 9 month CDs of Deposit (CDs) rates are at 3.70%, 19 month CDs of Deposit (CDs) rates are at 3.55%, 13 month Liquid CDs of Deposit (CDs) rates are at 3.30%. MonitorBankRates evaluates the financial stability of Collins Community Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.97%. Rates were last updated on 04/08/2026. Collins Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collins Community Credit Union? Share your experience about Collins Community Credit Union by leaving a review below, or read customer reviews before you decide to use Collins Community Credit Union. Collins Community Credit Union
Blairs Ferry Road Office 1005 Blairs Ferry Rd NE
https://www.collinscu.org Cedar Rapids, IA 52402 1292 
Collins Community Credit Union CD Rates
Collins Community Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Collins Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Collins Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Collins Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Collins Community Credit Union
Website
https://www.collinscu.org
Address
1005 Blairs Ferry Rd NE,
Cedar Rapids, IA 52402 1292
Phone
319-393-9000
Fax
319-378-3399
President
Marsha Schulte
CEO
Jason MacDonald
Full-Time Employees
199
Part-Time Employees
9
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (81/100)
Texas Ratio
23.97%
Return on Assets (ROA)
0.0736%
Return on Equity (ROE)
0.9371%
Non-Performing Loans Ratio (NPL)
2.55%
Total Assets
1,546,485,494
Total Amount of Shares and Deposits
1,336,210,883
Total Shares and Deposits < 1 Year
1,231,582,268
Total Shares and Deposits 1 3 Years
100,704,005
Total Shares and Deposits > 3 Years
3,924,609
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
206,649,174
Total Uninsured Shares and Deposits > $250K (F+J)
206,649,174
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,129,561,709
Total Interest Expense (Sum of items 6 8)
27,339,156
Share Certificates
7,496
Number of Accounts for Share Drafts
43,062
IRA KEOGH Accounts
2,005
Number of Accounts for Regular Shares
129,588
All other shares
861
Non Member Deposits
52
Money Market Shares
4,805
Net Income (unless the amount is already included in Undivided Earnings)
968,757
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
95,305,319
Total Liabilities
1,442,401,936
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Collins Community Credit UnionIs Collins Community Credit Union a safe place to deposit money?Yes, Collins Community Credit Union is considered a safe financial institution. With a Texas Ratio of 23.969781868283%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Collins Community Credit Union operate?Collins Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Collins Community Credit Union?Yes, to access services at Collins Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Collins Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Collins Community Credit Union offer online and mobile banking?Most modern institutions like Collins Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collinscu.org. Current Collins Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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