|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Collins Community Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Collins Community Credit Union's 9 Month CD rates are at 3.70%, 19 Month CD rates are at 3.55%, 13 Month Liquid CD rates are at 3.30%, 12 Month CD rates are at 1.00%, 18 Month CD rates are at 0.75%. Collins Community Credit Union's savings rates are at 0.05%. Collins Community Credit Union's money market rates are at 0.01%. Collins Community Credit Union's Personal Loan Rates are at 4.64%. MonitorBankRates evaluates the financial stability of Collins Community Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.32%. Rates last updated and verified on 09/03/2026. Collins Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Collins Community Credit Union? Share your experience about Collins Community Credit Union by leaving a review below, or read customer reviews before you decide to use Collins Community Credit Union. Collins Community Credit Union
Blairs Ferry Road Office 1005 Blairs Ferry Rd NE
https://www.collinscu.org Cedar Rapids, IA 52402-1292 
Collins Community Credit Union CD Rates
Collins Community Credit Union Savings Rates
Collins Community Credit Union Money Market Rates
Collins Community Credit Union Checking Rates
Collins Community Credit Union Auto Loan Rates
Financial Health HistoryCollins Community Credit Union’s Texas Ratio rose from 5.51% in Q2 2023 to 20.32% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Collins Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Collins Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Collins Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Collins Community Credit Union
Website
https://www.collinscu.org
Address
1005 Blairs Ferry Rd NE,
Cedar Rapids, IA 52402-1292
Phone
319-393-9000
Fax
319-378-3399
President
Jon Buse
CEO
Jason MacDonald
Full-Time Employees
200
Part-Time Employees
9
Branch Locations
9
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.6 / 5.0 ★
Overall Health & Safety Grade
B (85/100)
Texas Ratio
20.32%
Return on Assets (ROA)
0.0227%
Return on Equity (ROE)
0.2902%
Non-Performing Loans Ratio (NPL)
2.51%
Total Assets
1,544,390,473
Total Amount of Shares and Deposits
1,389,746,858
Total Shares and Deposits < 1 Year
1,315,881,568
Total Shares and Deposits 1 3 Years
71,496,651
Total Shares and Deposits > 3 Years
2,368,639
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
229,716,311
Total Uninsured Shares and Deposits > $250K (F+J)
229,716,311
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,160,030,547
Total Interest Expense (Sum of items 6 8)
7,567,047
Share Certificates
7,084
Number of Accounts for Share Drafts
42,838
IRA KEOGH Accounts
1,931
Number of Accounts for Regular Shares
128,123
All other shares
864
Non Member Deposits
50
Money Market Shares
4,565
Net Income (unless the amount is already included in Undivided Earnings)
244,627
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
99,110,717
Total Liabilities
1,440,101,513
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Collins Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Collins Community Credit Union
Frequently Asked Questions About Collins Community Credit UnionHow many branches does Collins Community Credit Union operate?Collins Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Collins Community Credit Union?Yes, to access services at Collins Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Collins Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Collins Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Collins Community Credit Union offer online and mobile banking?Most modern institutions like Collins Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.collinscu.org. Current Collins Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Department of Public Safety Federal Credit Union
Holy Rosary Credit Union Kansas City, MO
UPS Employees Federal Credit Union
Genesis Employees Credit Union
Santa Barbara County Federal Credit Union
Graphic Arts Credit Union
Greater Iowa Credit Union
Raytown Lees Summit Community Credit Union
One Detroit Credit Union
Des Moines Metro Credit Union
FreeStar Financial Credit Union
CDC Federal Credit Union
POST GAZETTE
Augusta County Federal Credit Union
TopLine Financial Credit Union
Minnesota Power Employees Credit Union
Polk County Credit Union
Winnebago Community Credit Union
Heritage Grove Federal Credit Union
Community & Teachers Federal Credit Union
Teachers Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
