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Clearpath Federal Credit Union Rates & Review September 2026

Clearpath Federal Credit Union's 36 Month CDs rates are at 3.25%. Clearpath Federal Credit Union's money market rates are at 4.07%. Clearpath Federal Credit Union's Personal Loan Rates are as low as 9.00%. Clearpath Federal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Clearpath Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.23%. Rates last updated and verified on 09/18/2026.

Clearpath Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clearpath Federal Credit Union? Share your experience about Clearpath Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Clearpath Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.23%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Clearpath Federal Credit Union
Burbank Headquarter
300 E Magnolia Blvd
Burbank, CA 91502
https://www.clearpathfcu.org
Member NCUA

Clearpath Federal Credit Union CD Rates

Product Rate APY Term View More
36 Month Certificates - 3.25% 36 mos
Min Balance $50,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Special - 4.07%
Min Balance $50,000
Details Limited-time offer
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.99%
Details As Low As; Rates as low as 3.99% APR*
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Autos - OLDER 2014-2017 Loan - - 5.49% UP TO 48 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
NEW MOTORCYCLE Loan - 7.50% 72 mos
Details Maximum Loan Value: 100% of MSRP or CSP
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW RV Loan - 7.50% 180 mos
Details Maximum Loan Value: 80% of Purchase Price
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED MOTORCYCLE Loan - 8.00% 72 mos
Details Maximum Loan Value: 100% NADA retail
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED RV Loan - 8.50% 120 mos
Details Maximum Loan Value: 90% of Retail Blue Book
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW BOAT & WATERCRAFT Loan - 9.00% 120 mos
Details Maximum Loan Value: 80% MSRP or CSP
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED BOAT & WATERCRAFT Loan - 9.00% 120 mos
Details Maximum Loan Value: 70% HBB or CSP
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA Balance Transfers - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Platinum VISA Cash Advances - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Platinum VISA Purchases - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Share Secured VISA Balance Transfers - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Share Secured VISA Cash Advances - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Share Secured VISA Purchases - 8.90%
Details subject to Your creditworthiness
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union Personal Loan Rates

Product APR Term View More
PERSONAL LOAN 9.00% up to 60 mos
Details Rate Type: Fixed; Maximum Loan Amount: up to $20,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Clearpath Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
CASH LINE ACCOUNT (CLA) Loan - - 11.00% Revolving LOC
Details Rate Type: Variable; Maximum Loan Amount: up to $20,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW 2026 w/less than 500 miles Loan - - 3.99% UP TO 48 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW 2026 w/less than 500 miles Loan - - 4.49% 49 TO 60 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW 2026 w/less than 500 miles Loan - - 4.99% 61 TO 72 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
NEW 2026 w/less than 500 miles Loan - - 5.49% 73 TO 84 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Penalty APR Loan - - 17.90%
Details This APR may be applied if You: 1) Make a late payment; or 2) Make a payment that is returned unpaid. How Long Will The Penalty APR Apply? If Your APRs are increased for this reason, the Penalty APR applied to transactions that occur after the increase may be applied indefinitely. For transactions that occurred prior to the effective date of the increase, the increase will apply indefinitely unless 6 consecutive payments are received on or before the due date during the six-month period following such increase.
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED 2018-2025 Loan - - 3.99% UP TO 48 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED 2018-2025 Loan - - 4.49% 49 TO 60 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED 2018-2025 Loan - - 4.99% 61 TO 72 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
USED 2018-2025 Loan - - 5.49% 73 TO 84 MONTHS
Details As Low As;
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%
Signature Money Market - - 4.07% 18 mos
Min Balance $50,000
Last Updated 09/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.23%

Financial Health History

Clearpath Federal Credit Union’s Texas Ratio fell from 5.00% in Q2 2023 to 3.23% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.9% 2.0★ 3.9% 3.0★ 5.8% 4.0★ 7.7% 5.0★ Healthy zone – entire history below the 15% limit 5.00% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.23% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$224M3.23%5.0A+
December 31, 2025$218M2.91%5.0A+
September 30, 2025$214M3.02%5.0A+
June 30, 2025$216M1.81%5.0A+
March 31, 2025$217M3.23%5.0A+
December 31, 2024$183M4.39%5.0A+
September 30, 2024$168M4.84%5.0A+
June 30, 2024$151M5.72%5.0A+
March 31, 2024$148M5.35%5.0A+
December 31, 2023$151M5.33%5.0A+
September 30, 2023$147M4.77%5.0A+
June 30, 2023$149M5.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Clearpath Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Clearpath Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Clearpath Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Clearpath Federal Credit Union
Address 300 E Magnolia Blvd, Burbank, CA 91502
Phone 818-937-5300
Fax 818-937-5329
President Russell Morgan
CEO Gerardo Guzman
Full-Time Employees 33
Part-Time Employees 5
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.23%
Return on Assets (ROA)
-0.1571%
Return on Equity (ROE)
-1.8226%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
224,391,171
Total Amount of Shares and Deposits
200,222,331
Total Shares and Deposits < 1 Year
153,180,469
Total Shares and Deposits 1 3 Years
20,009,489
Total Shares and Deposits > 3 Years
27,032,373
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
964,606
Total Uninsured Shares and Deposits > $250K (F+J)
964,606
Total Insured Shares and Deposits > $250K (item 17 less item K)
199,257,725
Total Interest Expense (Sum of items 6 8)
1,379,127
Share Certificates
717
Number of Accounts for Share Drafts
5,825
IRA KEOGH Accounts
207
Number of Accounts for Regular Shares
10,680
All other shares
484
Non Member Deposits
3
Money Market Shares
676
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,081,025
Total Liabilities
209,763,180
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Clearpath Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Clearpath Federal Credit Union

How many branches does Clearpath Federal Credit Union operate?

Clearpath Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Clearpath Federal Credit Union?

Yes, to access services at Clearpath Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Clearpath Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Clearpath Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Clearpath Federal Credit Union offer online and mobile banking?

Most modern institutions like Clearpath Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.clearpathfcu.org.

Current Clearpath Federal Credit Union Rates

  • MMA4.07%
Retrieved from our database of financial products. Rates subject to change.