Citizens State Bank Cadott, WI Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Citizens State Bank Cadott, WI's 7-Month Certificate of Deposit rates are at 3.55%, 13-Month Certificate of Deposit rates are at 3.35%, 28-Month Certificate of Deposit rates are at 3.00%, 12-Month Certificate of Deposit rates are at 2.00%, 182 day Certificate of Deposit rates are at 1.50%. Citizens State Bank Cadott, WI's Mortgage rates are at 5.00%, Mortgage rates are at 5.25%, Mortgage rates are at 5.62%, Mortgage rates are at 5.88%.
Rate Updates and AvailabilityCitizens State Bank Cadott, WI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank Cadott, WI? Share your experience about Citizens State Bank Cadott, WI by leaving a review below, or read customer reviews before you decide to use Citizens State Bank Cadott, WI. Citizens State Bank Cadott, WI Texas RatioCitizens State Bank Cadott, WI's Texas Ratio is at 1.85%, which is considered excellent. The Texas Ratio for Citizens State Bank Cadott, WI is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Citizens State Bank Cadott, WI has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Citizens State Bank Cadott, WI is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Citizens State Bank Cadott, WI CD Rates
Citizens State Bank Cadott, WI Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Citizens State Bank Cadott, WI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Citizens State Bank Cadott, WI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citizens State Bank Cadott, WI's official website for the most current offers and terms.
Bank Profile & OverviewCitizens State Bank Cadott, WI
304 N Main StCadott, WI 54727 Chippewa Established Date: 08/20/1902 FDIC Certificate #: 2467 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: CITIZENS BCORP INC How Many Domestic U.S. Offices? 8 How Many Branches are There? 8 Website: https://www.csbankcadott.com
Is Citizens State Bank Cadott, WI FDIC Insured? Yes
What is Citizens State Bank Cadott, WI's Cert number? 2467
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$221,858,000
Total Deposits:
$187,993,000
Equity Capital:
$16,700,000
Net Income:
$160,000
Return on Assets (ROA):
0.3402%
Return on Equity (ROE):
4.9400%
Headquarters:
Cadott
Regulator:
FDIC
# of Offices:
8
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsaQeI
December 17, 2025
CfxX
Add Your Rating and Review for Citizens State Bank Cadott, WI
Frequently Asked Questions About Citizens State Bank Cadott, WIHow do I open an account at Citizens State Bank Cadott, WI?You can typically open an account at Citizens State Bank Cadott, WI by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Citizens State Bank Cadott, WI provides a range of mortgage and home equity products. Is Citizens State Bank Cadott, WI a safe place to deposit money?Yes, Citizens State Bank Cadott, WI is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Citizens State Bank Cadott, WI offer online and mobile banking?Most modern institutions like Citizens State Bank Cadott, WI provide digital access including online balance checks and transfers. Compare to other Banks |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
