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 Century Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
Century Federal Credit Union's 25 Month CD Special rates are at 4.05%, 25 Month Speial rates are at 4.05%, 13 Month CD Special rates are at 3.39%, 12-17 Month CD rates are at 2.74%, 18-23 Month CD rates are at 2.74%. Century Federal Credit Union's savings rates are at 0.15%. Century Federal Credit Union's money market rates are at 0.24%. Century Federal Credit Union's 15 Year Fixed-Rate Mortgage rates are at 6.15%, 10 Year Fixed-Rate Mortgage rates are at 6.15%, 20 Year Fixed-Rate Mortgage rates are at 6.40%, 30 Year Fixed-Rate Mortgage rates are at 6.60%. Century Federal Credit Union's Personal Loan Rates are as low as 8.74%. Century Federal Credit Union's Credit Card Rates are at 10.75%. MonitorBankRates evaluates the financial stability of Century Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.70%. Rates last updated and verified on 09/18/2026. Century Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Century Federal Credit Union? Share your experience about Century Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Century Federal Credit Union. Century Federal Credit Union
Independence Main Office 4600 Rockside Rd
https://cenfedcu.org Independence, OH 44131-2167 
Century Federal Credit Union CD Rates
Century Federal Credit Union Savings Rates
Century Federal Credit Union Money Market Rates
Century Federal Credit Union Checking Rates
Century Federal Credit Union Mortgage Rates
Century Federal Credit Union Home Equity & HELOC
Century Federal Credit Union Auto Loan Rates
Century Federal Credit Union RV, Boat and Powersport Loan Rates
Century Federal Credit Union Credit Card Rates
Century Federal Credit Union Personal Loan Rates
Century Federal Credit Union Other Rates
Financial Health HistoryCentury Federal Credit Union’s Texas Ratio rose from 1.81% in Q2 2023 to 3.70% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Century Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Century Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Century Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Century Federal Credit Union
Website
https://cenfedcu.org
Address
4600 Rockside Rd,
Independence, OH 44131-2167
Phone
216-535-3200
Fax
President
Peter Bonacuse
CEO
Dave Wilde
Full-Time Employees
84
Part-Time Employees
0
Branch Locations
8
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.70%
Return on Assets (ROA)
0.1768%
Return on Equity (ROE)
1.6387%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
474,562,389
Total Amount of Shares and Deposits
417,299,137
Total Shares and Deposits < 1 Year
400,682,539
Total Shares and Deposits 1 3 Years
15,431,894
Total Shares and Deposits > 3 Years
1,184,704
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,941,358
Total Uninsured Shares and Deposits > $250K (F+J)
33,991,460
Total Insured Shares and Deposits > $250K (item 17 less item K)
383,307,677
Total Interest Expense (Sum of items 6 8)
1,114,144
Share Certificates
2,608
Number of Accounts for Share Drafts
14,179
IRA KEOGH Accounts
1,066
Number of Accounts for Regular Shares
30,115
Non Member Deposits
2
Money Market Shares
1,578
Net Income (unless the amount is already included in Undivided Earnings)
839,136
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,606,109
Total Liabilities
429,588,507
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Century Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About Century Federal Credit UnionHow many branches does Century Federal Credit Union operate?Century Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Century Federal Credit Union?Yes, to access services at Century Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Century Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Century Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Century Federal Credit Union offer online and mobile banking?Most modern institutions like Century Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cenfedcu.org. Current Century Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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