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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CDC Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
CDC Federal Credit Union's Rewards CDs 12 month rates are at 3.82%, Rewards CDs 12 month rates are at 3.30%, Rewards CDs 60 month rates are at 3.30%, Rewards CDs 36 month rates are at 3.04%, Rewards CDs 12 month rates are at 2.78%. CDC Federal Credit Union's savings rates are at 0.05%. CDC Federal Credit Union's money market rates are at 0.25%. CDC Federal Credit Union's 10 Year Fixed rates are at 5.62%, 15 Year Fixed rates are at 5.75%, 20 Year Fixed rates are at 6.12%, 30 Year Fixed rates are at 6.25%. CDC Federal Credit Union's Personal Loan Rates are at 8.95%. MonitorBankRates evaluates the financial stability of CDC Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.26%. Rates were last updated on 04/11/2026. CDC Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CDC Federal Credit Union? Share your experience about CDC Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CDC Federal Credit Union. CDC Federal Credit Union
Northlake Office Park 2301 Parklake Dr NE
https://www.cdcfcu.com Atlanta, GA 30345 2912 
CDC Federal Credit Union CD Rates
CDC Federal Credit Union Savings Rates
CDC Federal Credit Union Money Market Rates
CDC Federal Credit Union Checking Rates
CDC Federal Credit Union Mortgage Rates
CDC Federal Credit Union Auto Loan Rates
CDC Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CDC Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CDC Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CDC Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CDC Federal Credit Union
Website
https://www.cdcfcu.com
Address
2301 Parklake Dr NE,
Atlanta, GA 30345 2912
Phone
404-325-3270
Fax
President
Sarah Smith
CEO
Australia Hoover
Full-Time Employees
45
Part-Time Employees
0
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.26%
Return on Assets (ROA)
0.1411%
Return on Equity (ROE)
1.4887%
Non-Performing Loans Ratio (NPL)
1.01%
Total Assets
435,762,173
Total Amount of Shares and Deposits
372,554,032
Total Shares and Deposits < 1 Year
299,916,227
Total Shares and Deposits 1 3 Years
46,284,294
Total Shares and Deposits > 3 Years
26,353,511
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,275,333
Total Uninsured Shares and Deposits > $250K (F+J)
74,275,333
Total Insured Shares and Deposits > $250K (item 17 less item K)
298,278,699
Total Interest Expense (Sum of items 6 8)
3,969,044
Share Certificates
3,436
Number of Accounts for Share Drafts
25,349
IRA KEOGH Accounts
3,596
Number of Accounts for Regular Shares
33,871
All other shares
4,577
Money Market Shares
1,470
Net Income (unless the amount is already included in Undivided Earnings)
614,864
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,420,651
Total Liabilities
430,302,663
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CDC Federal Credit UnionIs CDC Federal Credit Union a safe place to deposit money?Yes, CDC Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2571102157164%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CDC Federal Credit Union operate?CDC Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CDC Federal Credit Union?Yes, to access services at CDC Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CDC Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CDC Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CDC Federal Credit Union offer online and mobile banking?Most modern institutions like CDC Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cdcfcu.com. Current CDC Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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