|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Capitol View Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 9, 2026
Capitol View Credit Union's 15 Month JUMBO CD rates are at 3.85%, 13 Month CD rates are at 3.70%, 1 Year CD rates are at 3.45%, 2 Years CD rates are at 3.03%, 21 Month CD rates are at 2.95%. Capitol View Credit Union's Personal Loan Rates are at 10.24%. MonitorBankRates evaluates the financial stability of Capitol View Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.20%. Rates last updated and verified on 09/09/2026. Capitol View Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capitol View Credit Union? Share your experience about Capitol View Credit Union by leaving a review below, or read customer reviews before you decide to use Capitol View Credit Union. 
Capitol View Credit Union CD Rates
Capitol View Credit Union Checking Rates
Capitol View Credit Union Home Equity & HELOC
Capitol View Credit Union Auto Loan Rates
Capitol View Credit Union Credit Card Rates
Capitol View Credit Union Personal Loan Rates
Financial Health HistoryCapitol View Credit Union’s Texas Ratio stayed near 0.10% in Q2 2023 to 0.20% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Capitol View Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Capitol View Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Capitol View Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Capitol View Credit Union
Website
https://www.capview.com
Address
623 E 12th St,
Des Moines, IA 50309
Phone
515-348-8350
Fax
515-348-8351
President
Justin Willier
CEO
Benjamin Sheridan
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.20%
Return on Assets (ROA)
0.1837%
Return on Equity (ROE)
0.9907%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
46,703,478
Total Amount of Shares and Deposits
37,953,419
Total Shares and Deposits < 1 Year
35,581,610
Total Shares and Deposits 1 3 Years
2,247,156
Total Shares and Deposits > 3 Years
124,653
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,041,239
Total Uninsured Shares and Deposits > $250K (F+J)
1,041,239
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,912,180
Total Interest Expense (Sum of items 6 8)
163,344
Share Certificates
231
Number of Accounts for Share Drafts
1,217
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
2,172
Money Market Shares
92
Net Income (unless the amount is already included in Undivided Earnings)
85,778
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,126,483
Total Liabilities
38,045,107
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Capitol View Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Capitol View Credit Union
Frequently Asked Questions About Capitol View Credit UnionHow many branches does Capitol View Credit Union operate?Capitol View Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Capitol View Credit Union?Yes, to access services at Capitol View Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Capitol View Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Capitol View Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Capitol View Credit Union offer online and mobile banking?Most modern institutions like Capitol View Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capview.com. Current Capitol View Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Route 31 Federal Credit Union
Altoona Area Employees Federal Credit Union
District 58 Federal Credit Union
First Flight Federal Credit Union
Central Maine Federal Credit Union
First Education Federal Credit Union
Bloomington Municipal Credit Union
Meriwest Credit Union
C&R Credit Union
Financial Resources Federal Credit Union
Public Service Plaza Federal Credit Union
Georgetown Kraft Credit Union
Seven Seventeen Credit Union
Wisconsin Latvian Credit Union
United Southeast Federal Credit Union
Kenmore NY Teachers Federal Credit Union
UFCW COMMUNITY
Legacy Community Federal Credit Union
Ferguson Federal Credit Union
Empire One Federal Credit Union
Honor Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking