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Cannon Federal Credit Union Rates & Review April 2026

Cannon Federal Credit Union's 60 Month CD rates are at 1.50%, 48 Month CD rates are at 1.40%, 36 Month CD rates are at 1.30%, 24 Month CD rates are at 1.20%, 12 Month CD rates are at 1.10%. Cannon Federal Credit Union's savings rates are at 0.25%. Cannon Federal Credit Union's money market rates are at 0.10%. Cannon Federal Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Cannon Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.10%. Rates were last updated on 04/18/2026.

Cannon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cannon Federal Credit Union? Share your experience about Cannon Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cannon Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.10%
Excellent Lower than avg
Cannon Federal Credit Union
Cannon Federal Credit Union
4205 N Prince St
Clovis, NM 88101
https://www.cannonfcu.org
Member NCUA

Cannon Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month CD - 1.50% 60
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
48 Month CD - 1.40% 48
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
36 Month CD - 1.30% 36
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
24 Month CD - 1.20% 24
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
12 Month CD - 1.10% 12
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
90 Day Certificate - 0.30% 90
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Cannon Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 0.30%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Premier Savings - 0.25%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Share Savings - 0.25%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Trust / Estate Savings - 0.25%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Youth Savings - 0.25%
Min Balance $100
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Cannon Federal Credit Union Checking Rates

Product Rate APY View More
MMAX Checking - 0.10%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
Premier Checking - 0.10%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%
TDY Checking - 0.10%
Min Balance $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Cannon Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 8.73%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Cannon Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Unsecured - 8.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.10%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Cannon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cannon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cannon Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Cannon Federal Credit Union
Address 4205 N Prince St, Clovis, NM 88101
Phone 575-791-3353
Fax 575-791-5287
President George Jones
CEO Heather Fowler
Full-Time Employees 27
Part-Time Employees 1
Branch Locations 2
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.10%
Return on Assets (ROA)
1.3137%
Return on Equity (ROE)
9.7847%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
97,799,931
Total Amount of Shares and Deposits
84,382,534
Total Shares and Deposits < 1 Year
83,400,862
Total Shares and Deposits 1 3 Years
847,445
Total Shares and Deposits > 3 Years
134,228
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,915,124
Total Uninsured Shares and Deposits > $250K (F+J)
1,915,124
Total Insured Shares and Deposits > $250K (item 17 less item K)
82,467,410
Total Interest Expense (Sum of items 6 8)
153,017
Share Certificates
186
Number of Accounts for Share Drafts
5,456
IRA KEOGH Accounts
129
Number of Accounts for Regular Shares
9,350
All other shares
48
Net Income (unless the amount is already included in Undivided Earnings)
1,284,834
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
25,924,407
Total Liabilities
84,668,846
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Cannon Federal Credit Union

Is Cannon Federal Credit Union a safe place to deposit money?

Yes, Cannon Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.1038158689857%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Cannon Federal Credit Union operate?

Cannon Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Cannon Federal Credit Union?

Yes, to access services at Cannon Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Cannon Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cannon Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Cannon Federal Credit Union offer online and mobile banking?

Most modern institutions like Cannon Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cannonfcu.org.

Current Cannon Federal Credit Union Rates

  • 12-Month CD1.10%
  • 24-Month CD1.20%
  • 60-Month CD1.50%
  • Savings0.25%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.