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California Credit Union Rates & Review March 2026

California Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of California Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.98%. Rates were last updated on 03/20/2026.

California Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at California Credit Union? Share your experience about California Credit Union by leaving a review below, or read customer reviews before you decide to use California Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.98%
Excellent Lower than avg
California Credit Union
Glendale
701 N BRAND BLVD
GLENDALE, CA 91203 1295
https://www.ccu.com
Member NCUA

California Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 5.99%
Details As Low As; for the first 12 months, with a 7.75% - 9.25% variable APR after that
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%

California Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 36 Months - - 4.74% 36
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan Refinancing 36 Months - - 4.74% 36
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan 48 Months - - 4.99% 48
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan Refinancing 48 Months - - 4.99% 48
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan 66 Months - - 5.24% 66
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan Refinancing 66 Months - - 5.24% 66
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan 72 Months - - 5.49% 72
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan Refinancing 72 Months - - 5.49% 72
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan 84 Months - - 6.99% 84
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%
Auto Loan Refinancing 84 Months - - 6.99% 84
Details As Low As
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%

California Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.99%
Details As Low As; - Low monthly payments FIXED for the life of the loan - Predictable monthly payments that stay the same for the life of the loan - Financing up to $50,000 - No collateral required - Terms up to 120 months
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.98%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for California Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather California Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with California Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name California Credit Union
Address 701 N BRAND BLVD, GLENDALE, CA 91203 1295
Phone 800-334-8788
Fax
President Walton Greene
CEO Steven OConnell
Full-Time Employees 486
Part-Time Employees 49
Branch Locations 25
ATM Locations 13
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.98%
Return on Assets (ROA)
0.3911%
Return on Equity (ROE)
4.1864%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
5,249,608,986
Total Amount of Shares and Deposits
4,721,478,639
Total Shares and Deposits < 1 Year
4,538,378,923
Total Shares and Deposits 1 3 Years
168,836,165
Total Shares and Deposits > 3 Years
14,263,551
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
750,401,357
Total Uninsured Shares and Deposits > $250K (F+J)
750,401,357
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,971,077,282
Total Interest Expense (Sum of items 6 8)
65,527,345
Share Certificates
24,467
Number of Accounts for Share Drafts
149,070
IRA KEOGH Accounts
5,450
Number of Accounts for Regular Shares
84,167
Non Member Deposits
19
Money Market Shares
11,186
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
583,102,812
Total Liabilities
4,871,120,446
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About California Credit Union

Is California Credit Union a safe place to deposit money?

Yes, California Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9821324881509%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does California Credit Union operate?

California Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join California Credit Union?

Yes, to access services at California Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, California Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, California Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does California Credit Union offer online and mobile banking?

Most modern institutions like California Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ccu.com.