What are the current interest rates at Boulder Dam Credit Union?

Current rates for Boulder Dam Credit Union include: Savings: 2.02%

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Boulder Dam Credit Union

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Boulder Dam Credit Union Rates & Review September 2026

Q: How many branches does Boulder Dam Credit Union operate?

Boulder Dam Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Boulder Dam Credit Union?

Yes, to access services at Boulder Dam Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Boulder Dam Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Boulder Dam Credit Union provides members with tools to manage their accounts and build a solid financial history.

Q: Does Boulder Dam Credit Union offer online and mobile banking?

Most modern institutions like Boulder Dam Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boulderdamcu.org.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 10, 2026

Boulder Dam Credit Union's savings rates are at 2.02%. Boulder Dam Credit Union's 30-Year Interest RebateHome Mortgage rates are at 5.24%, 30-Year Interest RebateHome Mortgage rates are at 5.99%, 30-Year Interest RebateHome Mortgage rates are at 8.00%. Boulder Dam Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Boulder Dam Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.60%. Rates last updated and verified on 09/10/2026.

Boulder Dam Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Boulder Dam Credit Union? Share your experience about Boulder Dam Credit Union by leaving a review below, or read customer reviews before you decide to use Boulder Dam Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.60%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Boulder Dam Credit Union
BOULDER DAM CU

530 AVENUE G
BOULDER CITY, NV 89005

https://www.boulderdamcu.org

Boulder Dam Credit Union Savings Rates

Product	Rate	APY
IRA Savings	3.00%	3.04%
Min Deposit $5 Min Balance $5 Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Primary Savings	2.00%	2.02%
Min Deposit $5 Min Balance $5 Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Secondary Savings	2.00%	2.02%
Min Deposit $5 Min Balance $5 Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%

Boulder Dam Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
30-Year Interest RebateHome Mortgage	5.24%	-	5.24%	10-years
Details Shorter term with lower rate Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
1st Mortgage (30 Year)	-	-	5.99%	360 Months
Details Interest Refund: N/A Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
1st Mortgage Loan	-	-	5.99%	360-month
Details Down payment requirements vary depending on loan terms. For current down payment amounts, check with a loan officer. Financing Example: A 1st Mortgage Loan of $200,000 at 5.99% APR for a 360-month term results in a monthly payment of approximately $1,199.00. Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
30-Year Interest RebateHome Mortgage	5.99%	-	5.99%	30-years
Details Lock in your rate for 30 years; You plan to stay in your home for 10 years or more; You prefer fixed, consistent payments Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
30-Year Interest RebateHome Mortgage	8.00%	-	8.00%	30-years
Details Fixed rate of 8.00% with 20% rebate; You prefer rebates of interest over the term of your loan Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%

Boulder Dam Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 1st	-	-	5.99%	Up to 360 Months
No additional details. Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Home Equity HELOC 1st	-	-	5.99%	180 Months
Details Line of Credit Limit: 90% of appraised value, up to $400K; Interest Refund: N/A; Net Rate: N/A Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Home Equity Line of Credit (HELOC)	5.99%	-	5.99%	360 months
Details As Low As; Up to 90% of appraised value or selling price. You have a large one-time purchase to make. Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Home Equity 2nd	-	-	8.00%	Up to 360 Months
Details Interest Refund: 20%; Net Rate: 6.40% Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Home Equity HELOC 2nd	-	-	8.00%	180 Months
Details Line of Credit Limit: 80% of appraised value, up to $400K; Interest Refund: 20%; Net Rate: 6.40% Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Home Equity Loan	-	-	8.00%	360-month
Details BDCU does not charge fees for Home Equity loans but 3rd party fees may apply. These could include flood insurance, excess title fees, and appraisal fees. 3rd party fees generally do not exceed 1% of the loan balance. Other terms, and conditions may apply. Financing Example: A Home Equity Loan of $50,000 at 8.00% APR for a 360-month term results in a monthly payment of approximately $365.00. Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%

Boulder Dam Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.99%	84-month
Details Financing Example: An Auto Loan of $50,000 at 4.99% APR for an 84-month term would result in a monthly payment of approximately $707.00. Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
New Auto	-	-	4.99%	Up to 96 Months
Details Loan Type: New Auto (2025/2026) Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%
Used Auto	-	-	4.99%	Up to 84 Months
Details Loan Type: Used Auto (2025 or older) Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%

Boulder Dam Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loans	8.00%	Up to 36 Months
Details Interest Refund: 20%; Net Rate: 6.40% Last Updated 09/10/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.60%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Boulder Dam Credit Union’s Texas Ratio stayed near 0.16% in Q2 2023 to 0.60% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$865M	0.60%	5.0	A+
December 31, 2025	$865M	0.23%	5.0	A+
September 30, 2025	$856M	0.16%	5.0	A+
June 30, 2025	$852M	0.32%	5.0	A+
March 31, 2025	$847M	0.22%	5.0	A+
December 31, 2024	$829M	0.34%	5.0	A+
September 30, 2024	$819M	0.20%	5.0	A+
June 30, 2024	$804M	0.10%	5.0	A+
March 31, 2024	$813M	0.00%	5.0	A+
December 31, 2023	$808M	0.13%	5.0	A+
September 30, 2023	$804M	0.13%	5.0	A+
June 30, 2023	$817M	0.16%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Boulder Dam Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Boulder Dam Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Boulder Dam Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Boulder Dam Credit Union

Website https://www.boulderdamcu.org

Address 530 AVENUE G, BOULDER CITY, NV 89005

Phone 702-293-7777

Fax 702-293-0731

President Robert Merrell

CEO Steele Hendrix

Full-Time Employees 47

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.60%

Return on Assets (ROA)

0.3430%

Return on Equity (ROE)

2.3617%

Non-Performing Loans Ratio (NPL)

0.21%

Total Assets

865,010,393

Total Amount of Shares and Deposits

746,587,798

Total Shares and Deposits < 1 Year

746,587,798

Total Interest Expense (Sum of items 6 8)

3,350,266

Number of Accounts for Share Drafts

14,897

IRA KEOGH Accounts

1,338

Number of Accounts for Regular Shares

23,131

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

102,097,683

Total Liabilities

747,944,486

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Boulder Dam Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Boulder Dam Credit Union

How many branches does Boulder Dam Credit Union operate?

Boulder Dam Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Boulder Dam Credit Union?

Yes, to access services at Boulder Dam Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Boulder Dam Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Boulder Dam Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Boulder Dam Credit Union offer online and mobile banking?

Most modern institutions like Boulder Dam Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.boulderdamcu.org.