Boelus State Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityBoelus State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Boelus State Bank? Share your experience about Boelus State Bank by leaving a review below, or read customer reviews before you decide to use Boelus State Bank. Boelus State Bank Texas RatioBoelus State Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Boelus State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Boelus State Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Boelus State Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Boelus State Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/08/2026 
Current Rate AvailabilityWe do not have Boelus State Bank rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Boelus State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Boelus State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Boelus State Bank's official website for the most current offers and terms.
Bank Profile & OverviewBoelus State Bank
523 Delaware StBoelus, NE 68820 Howard Established Date: 01/01/1900 FDIC Certificate #: 17825 Date of FDIC Deposit Insurance: 01/01/1958 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.boelusbank.com
Is Boelus State Bank FDIC Insured? Yes
What is Boelus State Bank's Cert number? 17825
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.00%
Return on Assets (ROA):
1.2636%
Return on Equity (ROE):
9.7900%
Non-Performing Loans (NPL):
0.00%
Total Assets:
$23,488,000
Total Deposits:
$19,871,000
Equity Capital:
$3,549,000
Net Income:
$274,000
Headquarters:
Boelus
Regulator:
FDIC
# of Offices:
1
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Boelus State BankHow do I open an account at Boelus State Bank?You can typically open an account at Boelus State Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Boelus State Bank provides a range of mortgage and home equity products. Is Boelus State Bank a safe place to deposit money?Yes, Boelus State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Boelus State Bank offer online and mobile banking?Most modern institutions like Boelus State Bank provide digital access including online balance checks and transfers. Compare to Other Banks
Lafayette State Bank
Falcon National Bank
SBT State Bank of Toulon
Garrett State Bank
Amalgamated Bank
State Bank of Table Rock
First State Bank (MI)
Abacus Federal Savings Bank
Canandaigua National Bank and Trust Company
Charles Schwab Trust Bank
OBC Bank
First FSB Rochester, IN
Audubon State Bank Audubon, IA
Bank of the Flint Hills
ANZ Guam
The Middlefield Banking Company
Ladysmith Federal S&L
Arcadian Bank
Mercantile Bank of Louisiana, MO
First State Bank Athens, TX
Wells Fargo Bank South Central, National Association
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You can compare Boelus State Bank rates to other rates in our database, including 12-month CD rates currently at 3.50%, 6-month CD rates at 0.50% and 3-month CD rates at 0.05%. Savings rates are at 0.50% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to 
