Bank of Lincoln County CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of Lincoln CountyToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 3.75% and 3-month CD rates at 4.25%. Current savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Lincoln County CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Lincoln County, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Lincoln County CD rates. You can also compare Bank of Lincoln County savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Lincoln County money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Lincoln County? Share your experience about Bank of Lincoln County by leaving a review below, or read customer reviews before you decide to use Bank of Lincoln County.

Bank of Lincoln County Texas Ratio

Bank of Lincoln County's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Bank of Lincoln County is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Lincoln County is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Lincoln County
307 College St E
Fayetteville, TN 37334
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Bank of Lincoln County Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Unison Bank
Unison Bank
60-Month CD
25.00%
$2,500
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
Campus Checking
10.47%
$100
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
12-Month CD
4.10%
$1,000
Hocking Valley Bank
Hocking Valley Bank
6-Month CD
4.05%
$2,500
Shoreham Bank
Shoreham Bank
Soaring Savings
4.00%
$25,000
Bank of Dudley
12-Month CD
3.91%
$1,000
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
First Southwest Bank
First Southwest Bank
12-Month CD
3.75%
$1,000
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
48-Month CD
3.75%
$1,000
Beal Bank
Beal Bank
Statement Savings
3.75%
$500
FNB of Wyoming
FNB of Wyoming
6-Month CD
3.53%
$100
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
Pathway Bank
Pathway Bank
48-Month CD
3.35%
$1,000
The Bank of the West
The Bank of the West
12-Month CD
3.30%
$1,000
AVB Bank
AVB Bank
24-Month CD
3.12%
$2,500
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
3.00%
$500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$25,000
Ixonia Bank
Ixonia Bank
Relationship Money Market
3.00%
$1,000,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Lake Elmo Bank
Lake Elmo Bank
48-Month CD
2.52%
$1,000
802 Credit Union
802 Credit Union
Money Market
2.35%
$50,000
Security Bank Laurel, NE
Security Bank Laurel, NE
60-Month CD
2.27%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
48-Month CD
2.23%
$1,000
Tipton Latham Bank
Tipton Latham Bank
48-Month CD
2.00%
$500
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
South Central State Bank
South Central State Bank
48-Month CD
1.81%
$100
HomeBank
48-Month CD
1.76%
$2,500
Northwest Community Bank
Northwest Community Bank
48-Month CD
1.75%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
24-Month CD
1.71%
$500
United Bank of Union
United Bank of Union
60-Month CD
1.51%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
24-Month CD
1.21%
$500
SpiritBank
SpiritBank
Money Market
0.75%
$5,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
Money Market
0.75%
$10,000
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
Ion Bank
Ion Bank
48-Month CD
0.65%
$500
Alliance Bank WI
Alliance Bank WI
Savings
0.60%
$100
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
Rondout Savings Bank
Rondout Savings Bank
Power Advantage Checking
0.25%
$500
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Catastrophe Savings
0.25%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Advisors Choice Money Market
0.20%
$0
Hatboro Federal Savings
Hatboro Federal Savings
Statement Savings
0.15%
$100
Acadia Federal Credit Union
Acadia Federal Credit Union
Prime Savings
0.15%
$5
NASA Federal Credit Union
NASA Federal Credit Union
Prime Savings
0.10%
$5
AAA Federal Credit Union
AAA Federal Credit Union
Savings
0.10%
$250
Connecticut Community Bank
Connecticut Community Bank
NOW Checking
0.05%
$100
Cecil Bank
Cecil Bank
NOW Checking
0.05%
$50
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings
0.05%
$5
Katahdin Trust Company
Katahdin Trust Company
Evergreen Money Market
0.01%
$0
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
Premier Checking
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Lincoln County rate data right now, check back for updates, we are adding rates all the time.

Bank of Lincoln County Information

Bank of Lincoln County
307 College St E
Fayetteville, TN 37334
Lincoln
Established Date: 07/22/2002
FDIC Certificate #: 57396
Date of FDIC Deposit Insurance: 07/22/2002
Bank Holding Company: BOLC CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Lincoln County FDIC Insured? Yes
What is Bank of Lincoln County's Cert number? 57396
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Lincoln County Financials

Total Assets:
$207,223,000
Total Deposits:
$182,606,000
Equity Capital:
$23,029,000
Domestic Deposits:
$182,606,000
Net Income:
$819,000
Return on Assets:
1.4713%
Quarterly Return on Assets:
1.5500%
Pretax Return on Assets:
2.1724%
Pretax Quarterly Return on Assets:
2.1700%
Return on Equity:
12.7700%
Quarterly Return on Equity:
14.1100%
Leverage Tier 1 (Core Capital) Ratio:
13.0176%
Total Interest Income (YTD):
5.9778%
 
 
Headquarters:
Fayetteville
FDIC Field Office:
Nashville
Regulator:
FDIC
County:
Lincoln
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The Dime Direct money market account rate at Dime Savings Bank of Williamsburgh is currently 1.09 percent with an APY of 1.10 percent. Dime Direct's MMA rate is the top regular MMA rate available on our rate list and is tied with two other banks' rates. We also have a 1.11 percent rate on our list but that is a promotional rate from EverBank and is only for the first year.

mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.

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