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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bangor Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Bangor Federal Credit Union's 1-Year CDs rates are at 3.66%, 6-Month CDs rates are at 3.66%. Bangor Federal Credit Union's money market rates are at 2.63%. MonitorBankRates evaluates the financial stability of Bangor Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.57%. Rates were last updated on 04/18/2026. Bangor Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bangor Federal Credit Union? Share your experience about Bangor Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bangor Federal Credit Union. Bangor Federal Credit Union
Hogan Road 339 Hogan Rd
https://www.bangorfederal.com Bangor, ME 04401 4205 
Bangor Federal Credit Union CD Rates
Bangor Federal Credit Union Money Market Rates
Bangor Federal Credit Union Checking Rates
Bangor Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bangor Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bangor Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bangor Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bangor Federal Credit Union
Website
https://www.bangorfederal.com
Address
339 Hogan Rd,
Bangor, ME 04401 4205
Phone
207-947-0374
Fax
207-990-0759
President
Robert Welch
CEO
Basil Closson
Full-Time Employees
40
Part-Time Employees
0
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.57%
Return on Assets (ROA)
0.5844%
Return on Equity (ROE)
7.0040%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
279,341,616
Total Amount of Shares and Deposits
255,709,398
Total Shares and Deposits < 1 Year
216,765,090
Total Shares and Deposits 1 3 Years
28,757,759
Total Shares and Deposits > 3 Years
10,186,549
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,860,485
Total Uninsured Shares and Deposits > $250K (F+J)
3,860,485
Total Insured Shares and Deposits > $250K (item 17 less item K)
251,848,913
Total Interest Expense (Sum of items 6 8)
4,228,335
Share Certificates
2,447
Number of Accounts for Share Drafts
9,932
IRA KEOGH Accounts
1,263
Number of Accounts for Regular Shares
20,370
All other shares
257
Money Market Shares
716
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,540,851
Total Liabilities
256,068,384
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Bangor Federal Credit UnionIs Bangor Federal Credit Union a safe place to deposit money?Yes, Bangor Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5668243312612%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Bangor Federal Credit Union operate?Bangor Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bangor Federal Credit Union?Yes, to access services at Bangor Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bangor Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bangor Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bangor Federal Credit Union offer online and mobile banking?Most modern institutions like Bangor Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bangorfederal.com. Current Bangor Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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