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Azura Credit Union Rates & Review April 2026

Azura Credit Union's 14 month Special CDs rates are at 3.89%, Business CDs 14 Month Special rates are at 3.89%, IRA CD 14 month Special rates are at 3.89%, 60 month CDs rates are at 3.66%, Business CDs 60 Month rates are at 3.66%. Azura Credit Union's savings rates are at 0.30%. Azura Credit Union's money market rates are at 0.00%. Azura Credit Union's Personal Loan Rates are at 9.15%. MonitorBankRates evaluates the financial stability of Azura Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.99%. Rates were last updated on 04/12/2026.

Azura Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Azura Credit Union? Share your experience about Azura Credit Union by leaving a review below, or read customer reviews before you decide to use Azura Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.99%
Excellent Lower than avg
Azura Credit Union
10th Street Office
610 SW 10th Ave
Topeka, KS 66612
https://www.azuracu.com
Member NCUA

Azura Credit Union CD Rates

Product Rate APY Term View More
14 month Special Certificates 3.82% 3.89% 14 month Special**
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 14 Month Special 3.82% 3.89% 14 Month Special
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 14 month Special 3.82% 3.89% 14 month Special**
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
60 month Certificates 3.60% 3.66% 60 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 60 Month 3.60% 3.66% 60 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 60 month 3.60% 3.66% 60 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
30 month Bump Rate* Certificates 3.50% 3.56% 30 month Bump Rate*
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
48 month Certificates 3.50% 3.56% 48 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 30 Month Bump Rate 3.50% 3.56% 30 Month Bump Rate*
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 48 Month 3.50% 3.56% 48 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 48 month 3.50% 3.56% 48 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
36 month Certificates 3.40% 3.45% 36 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 36 Month 3.40% 3.45% 36 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 36 month 3.40% 3.45% 36 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
24 month Certificates 3.00% 3.04% 24 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 24 Month 3.00% 3.04% 24 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 24 month 3.00% 3.04% 24 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
12 month Certificates 2.50% 2.53% 12 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 12 Month 2.50% 2.53% 12 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 12 month 2.50% 2.53% 12 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
6 month Certificates 2.00% 2.02% 6 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Certificates 6 Month 2.00% 2.02% 6 Month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
IRA Certificate 6 month 2.00% 2.02% 6 month
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Savings Rates

Product Rate APY View More
Savings 0.30% 0.30%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 2.50% 2.53%
Min Balance $500,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Money Market 1.60% 1.61%
Min Balance $250,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market 1.30% 1.31%
Min Balance $100,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Money Market 1.20% 1.21%
Min Balance $100,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market 1.10% 1.11%
Min Balance $50,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Money Market 1.00% 1.01%
Min Balance $50,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market 0.90% 0.90%
Min Balance $25,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Money Market 0.80% 0.80%
Min Balance $10,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market 0.70% 0.70%
Min Balance $10,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market 0.50% 0.50%
Min Balance $1,000
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Money Market - 0.00%
Min Balance $0
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Money Market - 0.00%
Min Balance $0
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Checking Rates

Product Rate APY View More
Beyond Checking 4.00% 4.07%
Details Qualifying balance up to $15,000.00
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Above Checking 0.15% 0.15%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Forward Checking 0.15% 0.15%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - Fixed Rate 6.25% - 6.47% 5 Year
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Home Equity Line of Credit - - 6.75%
Details equal to prime
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Home Equity Loans - Fixed Rate 6.75% - 6.87% 10 Year
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Home Equity Loans - Fixed Rate 7.25% - 7.34% 15 Year
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Home Equity Line of Credit - - 8.75%
Details equal to prime +2%
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Credit Card Rates

Product Rate APR View More
Standard Visa - 10.25%
Details As Low As; Same low rate for purchases, balance transfers and cash advances; Variable rate; No annual fee; No balance transfer fee; No cash-back fee; Online & Mobile Banking; Free e-statements; Mobile Wallet (Apple, Google, Samsung); Card Controls; Tap to Pay Technology; Chip-Enabled; Nationwide ATM Access
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Visa Standard Credit Card - 10.25%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Rewards Visa - 12.25%
Details As Low As; Earns cash back; Bonus cash offer; $200; Same low rate for purchases, balance transfers and cash advances; Variable rate; No annual fee; No balance transfer fee; No cash-back fee; Online & Mobile Banking; Free e-statements; Mobile Wallet (Apple, Google, Samsung); Card Controls; Tap to Pay Technology; Chip-Enabled; Nationwide ATM Access
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Rewards Visa Credit Card - 12.25%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Visa Rewards Credit Card - 12.25%
No additional details.
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Business Visa Credit Card - 13.24%
Details Regular APR: 13.24%
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Azura Credit Union Personal Loan Rates

Product Rate APR View More
ATVs, Personal Watercraft, and Non-Titled Motorcycle 8.99% 9.15%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
ATVs, Personal Watercraft, and Non-Titled Motorcycle 9.49% 9.65%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Personal Loan 15.99% 16.33%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%
Personal Loans 15.99% 16.33%
Details As Low As
Last Updated 04/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.99%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Azura Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Azura Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Azura Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Azura Credit Union
Address 610 SW 10th Ave, Topeka, KS 66612
Phone 785-233-5556
Fax 785-233-4850
President Bradford Deiter
CEO Greg Winkler
Full-Time Employees 191
Part-Time Employees 5
Branch Locations 11
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.99%
Return on Assets (ROA)
0.1638%
Return on Equity (ROE)
1.5887%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
824,357,437
Total Amount of Shares and Deposits
711,590,732
Total Shares and Deposits < 1 Year
670,983,950
Total Shares and Deposits 1 3 Years
37,154,460
Total Shares and Deposits > 3 Years
3,452,322
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,882,620
Total Uninsured Shares and Deposits > $250K (F+J)
25,882,620
Total Insured Shares and Deposits > $250K (item 17 less item K)
685,708,112
Total Interest Expense (Sum of items 6 8)
10,957,405
Share Certificates
7,824
Number of Accounts for Share Drafts
31,252
IRA KEOGH Accounts
2,699
Number of Accounts for Regular Shares
68,352
Money Market Shares
2,689
Net Income (unless the amount is already included in Undivided Earnings)
1,349,991
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,881,210
Total Liabilities
741,040,422
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Azura Credit Union

Is Azura Credit Union a safe place to deposit money?

Yes, Azura Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9922002935028%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Azura Credit Union operate?

Azura Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Azura Credit Union?

Yes, to access services at Azura Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Azura Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Azura Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Azura Credit Union offer online and mobile banking?

Most modern institutions like Azura Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.azuracu.com.

Current Azura Credit Union Rates

  • 12-Month CD2.53%
  • 24-Month CD3.04%
  • 60-Month CD3.66%
  • Savings0.30%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.