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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Avadian Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Avadian Credit Union's Six-Month CD Special rates are at 3.75%, 35-Month Win-Win CD Special rates are at 3.60%, Business CD of Deposits (CD)1 18 month rates are at 3.35%, Business CD of Deposits (CD)1 24 month rates are at 3.35%, 12-Month Save-Up CD rates are at 3.25%. Avadian Credit Union's savings rates are at 0.05%. Avadian Credit Union's money market rates are at 0.30%. Avadian Credit Union's 15-Year Conventional Fixed rates are at 5.50%, 30-Year Conventional Fixed rates are at 6.25%, 30-Year FHA Fixed rates are at 5.75%, 30-Year VA Fixed rates are at 5.88%, 30-Year 100% (up to Fair Market Value) Portfolio Fixed rates are at 6.50%. MonitorBankRates evaluates the financial stability of Avadian Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.11%. Rates were last updated on 04/19/2026. Avadian Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Avadian Credit Union? Share your experience about Avadian Credit Union by leaving a review below, or read customer reviews before you decide to use Avadian Credit Union. 
Avadian Credit Union CD Rates
Avadian Credit Union Savings Rates
Avadian Credit Union Money Market Rates
Avadian Credit Union Checking Rates
Avadian Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Avadian Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Avadian Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Avadian Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Avadian Credit Union
Website
https://www.avadiancu.com
Address
1 Riverchase Pkwy S,
Hoover, AL 35244 2008
Phone
205-985-2828
Fax
President
Terry Davis
CEO
Brant Malone
Full-Time Employees
270
Part-Time Employees
4
Branch Locations
19
ATM Locations
18
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.11%
Return on Assets (ROA)
0.6960%
Return on Equity (ROE)
7.0542%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
1,377,835,914
Total Amount of Shares and Deposits
1,236,891,115
Total Shares and Deposits < 1 Year
1,063,041,571
Total Shares and Deposits 1 3 Years
162,602,669
Total Shares and Deposits > 3 Years
11,246,875
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
76,470,822
Total Uninsured Shares and Deposits > $250K (F+J)
76,470,822
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,160,420,293
Total Interest Expense (Sum of items 6 8)
20,344,638
Share Certificates
8,864
Number of Accounts for Share Drafts
48,573
IRA KEOGH Accounts
3,320
Number of Accounts for Regular Shares
150,709
Non Member Deposits
20
Money Market Shares
2,407
Net Income (unless the amount is already included in Undivided Earnings)
9,589,553
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,835,267
Total Liabilities
1,259,990,602
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Avadian Credit UnionIs Avadian Credit Union a safe place to deposit money?Yes, Avadian Credit Union is considered a safe financial institution. With a Texas Ratio of 3.1079475944602%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Avadian Credit Union operate?Avadian Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Avadian Credit Union?Yes, to access services at Avadian Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Avadian Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Avadian Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Avadian Credit Union offer online and mobile banking?Most modern institutions like Avadian Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.avadiancu.com. Current Avadian Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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