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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Associated Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 14, 2026
Associated Credit Union's 1 Year CD rates are at 3.75%, 1 Year IRA CD rates are at 3.75%, 1 Year Trust CD rates are at 3.75%, Tax Factor 1 Year CD rates are at 3.75%, 2 Year CD rates are at 3.50%. Associated Credit Union's savings rates are at 0.25%. Associated Credit Union's money market rates are at 0.40%. Associated Credit Union's Personal Loan Rates are as low as 8.00%. MonitorBankRates evaluates the financial stability of Associated Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.62%. Rates last updated and verified on 09/14/2026. Associated Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Credit Union? Share your experience about Associated Credit Union by leaving a review below, or read customer reviews before you decide to use Associated Credit Union. Associated Credit Union
Associated Credit Union 6251 Crooked Creek Rd
https://www.acuonline.org Norcross, GA 30092-3107 
Associated Credit Union CD Rates
Associated Credit Union Savings Rates
Associated Credit Union Money Market Rates
Associated Credit Union Checking Rates
Associated Credit Union Home Equity & HELOC
Associated Credit Union Auto Loan Rates
Associated Credit Union RV, Boat and Powersport Loan Rates
Associated Credit Union Credit Card Rates
Associated Credit Union Personal Loan Rates
Associated Credit Union Other Rates
Financial Health HistoryAssociated Credit Union’s Texas Ratio stayed near 1.53% in Q2 2023 to 1.62% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Associated Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Associated Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Associated Credit Union
Website
https://www.acuonline.org
Address
6251 Crooked Creek Rd,
Norcross, GA 30092-3107
Phone
770-448-8200
Fax
770-368-2120
President
Nancy Garner
CEO
Lin Hodges
Full-Time Employees
408
Part-Time Employees
11
Branch Locations
19
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.62%
Return on Assets (ROA)
0.1632%
Return on Equity (ROE)
1.2766%
Non-Performing Loans Ratio (NPL)
0.30%
Total Assets
2,556,996,856
Total Amount of Shares and Deposits
2,198,950,184
Total Shares and Deposits < 1 Year
2,105,361,769
Total Shares and Deposits 1 3 Years
80,921,793
Total Shares and Deposits > 3 Years
12,666,622
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
160,673,184
Total Uninsured Shares and Deposits > $250K (F+J)
185,733,852
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,013,216,332
Total Interest Expense (Sum of items 6 8)
7,988,200
Share Certificates
15,380
Number of Accounts for Share Drafts
81,007
IRA KEOGH Accounts
7,231
Number of Accounts for Regular Shares
192,853
All other shares
511
Non Member Deposits
1
Money Market Shares
15,739
Net Income (unless the amount is already included in Undivided Earnings)
4,164,119
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
272,101,251
Total Liabilities
2,239,304,926
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Associated Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Associated Credit Union
Frequently Asked Questions About Associated Credit UnionHow many branches does Associated Credit Union operate?Associated Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Associated Credit Union?Yes, to access services at Associated Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Associated Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Associated Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Associated Credit Union offer online and mobile banking?Most modern institutions like Associated Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acuonline.org. Current Associated Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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