MonitorBankRates
☰
  1. Home›
  2. Credit Unions›
  3. Angelina Federal Employees Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Angelina Federal Employees Credit Union Rates & Review September 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: September 12, 2026

Angelina Federal Employees Credit Union's 24-Month CD rates are at 2.00%, 12-Month CD rates are at 1.85%. Angelina Federal Employees Credit Union's savings rates are at 0.30%. Angelina Federal Employees Credit Union's money market rates are at 0.60%. Angelina Federal Employees Credit Union's Personal Loan Rates are as low as 13.90%. MonitorBankRates evaluates the financial stability of Angelina Federal Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.29%. Rates last updated and verified on 09/12/2026.

Angelina Federal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Angelina Federal Employees Credit Union? Share your experience about Angelina Federal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Angelina Federal Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.29%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Angelina Federal Employees Credit Union
Aspire Credit Union
900 Pershing Ave
Lufkin, TX 75904
https://afecu.net
Member NCUA

Angelina Federal Employees Credit Union CD Rates

Product Rate APY Term View More
24-Month Share Certificate 1.98% 2.00% 24 Month
Min Deposit $2,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
12-Month Share Certificate 1.84% 1.85% 12 Month
Min Deposit $2,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Savings Rates

Product Rate APY View More
Regal Eagle Kids Club 0.30% 0.30%
Min Deposit $25
Min Balance $25
Details Minimum balance to keep account open: $5
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Savings Share Account 0.30% 0.30%
Min Deposit $100
Min Balance $100
Details Minimum balance to keep account open: $25
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Christmas Club 0.05% 0.05%
No additional details.
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.00%
Min Balance $20,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Money Market - 0.70%
Min Balance $10,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Money Market - 0.60%
Min Balance $2,500
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Checking Rates

Product Rate APY View More
Draft Checking 0.05% 0.05%
Min Balance $200
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New & Used Auto Loans SPECIAL - 2014 & Older - - 4.50% Up to 36 months
Details As low as
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
New & Used Auto Loans SPECIAL - 2017-2015 - - 4.50% Up to 48 months
Details As low as
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
New & Used Auto Loans SPECIAL - 2020-2018 - - 4.50% Up to 60 months
Details As low as
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
New & Used Auto Loans SPECIAL - 2026-2021 - - 4.50% Up to 72 months
Details As low as
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans & Line-of-Credit 13.90% Up to 36 Months
Details As low as
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%

Angelina Federal Employees Credit Union Other Rates

Product Rate Points APY/APR Term View More
Platinum Loan - - 8.90%
Details Other APR (cash advance): 8.90%; Grace Period for Purchases: 25 Days; Method of Computing Balance: Average Daily Balance; Annual Membership Fee: ; Minimum Finance Charge: ; Foreign Transaction Fee: 1% of transaction amount; Balance Transfer Fee: ; Late Payment Fee: 10% of the past due date*; Over-the-Credit-Limit Fee:
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Standard Loan - - 10.90%
Details Other APR (cash advance): 10.90%; Grace Period for Purchases: 25 Days; Method of Computing Balance: Average Daily Balance; Annual Membership Fee: ; Minimum Finance Charge: ; Foreign Transaction Fee: 1% of transaction amount; Balance Transfer Fee: ; Late Payment Fee: 10% of the past due date*; Over-the-Credit-Limit Fee:
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
IRAs 1.10% - 1.10%
Min Balance $2,000
Last Updated 09/12/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.29%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Angelina Federal Employees Credit Union’s Texas Ratio stayed near 0.25% in Q2 2023 to 0.29% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.5% 2.0★ 0.9% 3.0★ 1.4% 4.0★ 1.9% 5.0★ Healthy zone – entire history below the 15% limit 0.25% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.29% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$38M0.29%5.0A+
December 31, 2025$38M0.54%5.0A+
September 30, 2025$38M0.58%5.0A+
June 30, 2025$38M0.18%5.0A+
March 31, 2025$38M0.07%5.0A+
December 31, 2024$37M1.00%5.0A+
September 30, 2024$38M1.00%5.0A+
June 30, 2024$38M1.13%5.0A+
March 31, 2024$38M0.62%5.0A+
December 31, 2023$38M1.38%5.0A+
September 30, 2023$38M1.09%5.0A+
June 30, 2023$38M0.25%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Angelina Federal Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Angelina Federal Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Angelina Federal Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Angelina Federal Employees Credit Union
Website https://afecu.net
Address 900 Pershing Ave, Lufkin, TX 75904
Phone 936-632-7691
Fax 936-632-8829
President BILLY LUMPKIN
CEO Carla Daniel-Kelley
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.29%
Return on Assets (ROA)
0.4505%
Return on Equity (ROE)
2.2277%
Non-Performing Loans Ratio (NPL)
0.10%
Total Assets
37,924,576
Total Amount of Shares and Deposits
30,048,029
Total Shares and Deposits < 1 Year
28,882,535
Total Shares and Deposits 1 3 Years
1,165,490
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
262,921
Total Uninsured Shares and Deposits > $250K (F+J)
262,921
Total Insured Shares and Deposits > $250K (item 17 less item K)
29,785,108
Total Interest Expense (Sum of items 6 8)
39,154
Share Certificates
86
Number of Accounts for Share Drafts
1,442
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
2,656
Money Market Shares
2
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,277,682
Total Liabilities
30,711,127
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Angelina Federal Employees Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/angelina-federal-employees-credit-union-rates-review-67489">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Angelina Federal Employees Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Angelina Federal Employees Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Angelina Federal Employees Credit Union

How many branches does Angelina Federal Employees Credit Union operate?

Angelina Federal Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Angelina Federal Employees Credit Union?

Yes, to access services at Angelina Federal Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Angelina Federal Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Angelina Federal Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Angelina Federal Employees Credit Union offer online and mobile banking?

Most modern institutions like Angelina Federal Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://afecu.net.

Current Angelina Federal Employees Credit Union Rates

  • 12-Month CD1.85%
  • 24-Month CD2.00%
  • Savings0.30%
  • MMA0.60%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

CLEVELAND SELFRELIANCE TruStone Financial Credit Union Siskiyou Credit Union Baxter Credit Union Union Congregational Federal Credit Union DuTrac Community Credit Union Deming Schools Employees Credit Union Fergus Federal Credit Union Hill District Federal Credit Union WHITE PLAINS P O EMPLOYEES On Tap Credit Union Natural State Federal Credit Union Morris Sheppard Texarkana Federal Credit Union Aegis Credit Union Mojave Plant Employees Federal Credit Union Caprock Santa Fe Credit Union Heekin Can Employee Credit Union Columbia Community Credit Union Delta County Federal Credit Union St Mary Parish School Employees Federal Credit Union SRI Employees Federal Credit Union