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Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alliance Credit Union Fenton, MO Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Alliance Credit Union Fenton, MO's 12 Month CD rates are at 3.80%, Youth Saver 12-Month CD rates are at 3.80%, 18 Month CD rates are at 3.50%, 24 Month CD rates are at 3.50%, 36 Month CD rates are at 3.50%. Alliance Credit Union Fenton, MO's savings rates are at 0.05%. Alliance Credit Union Fenton, MO's money market rates are at 2.20%. Alliance Credit Union Fenton, MO's Adjustable Rate Mortgage (ARM) Loan - 3/1 ARM rates are at 6.00%, Adjustable Rate Mortgage (ARM) Loan - 3/3 ARM rates are at 6.12%, 15-Year Fixed rates are at 5.75%, Adjustable Rate Mortgage (ARM) Loan - 5/1 ARM rates are at 6.25%, 10-Year Fixed rates are at 5.50%. Alliance Credit Union Fenton, MO's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Alliance Credit Union Fenton, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.54%. Rates last updated and verified on 09/03/2026. Alliance Credit Union Fenton, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Credit Union Fenton, MO? Share your experience about Alliance Credit Union Fenton, MO by leaving a review below, or read customer reviews before you decide to use Alliance Credit Union Fenton, MO. Alliance Credit Union Fenton, MO
Administrative Center & Branch 1280 S Highway Dr
https://alliancecu.com Fenton, MO 63026-1913 
Alliance Credit Union Fenton, MO CD Rates
Alliance Credit Union Fenton, MO Savings Rates
Alliance Credit Union Fenton, MO Money Market Rates
Alliance Credit Union Fenton, MO Checking Rates
Alliance Credit Union Fenton, MO Mortgage Rates
Alliance Credit Union Fenton, MO Home Equity & HELOC
Alliance Credit Union Fenton, MO Auto Loan Rates
Alliance Credit Union Fenton, MO Personal Loan Rates
Financial Health HistoryAlliance Credit Union Fenton, MO’s Texas Ratio fell from 5.25% in Q2 2023 to 3.54% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alliance Credit Union Fenton, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Credit Union Fenton, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alliance Credit Union Fenton, MO's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alliance Credit Union Fenton, MO
Website
https://alliancecu.com
Address
1280 S Highway Dr,
Fenton, MO 63026-1913
Phone
636-343-7005
Fax
636-343-4986
President
Larry Markos
CEO
Timothy Stephens
Full-Time Employees
78
Part-Time Employees
0
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.54%
Return on Assets (ROA)
0.1636%
Return on Equity (ROE)
1.4828%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
422,012,824
Total Amount of Shares and Deposits
323,005,743
Total Shares and Deposits < 1 Year
286,344,729
Total Shares and Deposits 1 3 Years
30,746,212
Total Shares and Deposits > 3 Years
5,914,802
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
35,616,947
Total Uninsured Shares and Deposits > $250K (F+J)
35,616,947
Total Insured Shares and Deposits > $250K (item 17 less item K)
287,388,796
Total Interest Expense (Sum of items 6 8)
1,784,016
Share Certificates
2,446
Number of Accounts for Share Drafts
11,850
IRA KEOGH Accounts
548
Number of Accounts for Regular Shares
21,585
All other shares
2,201
Money Market Shares
1,212
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,517,494
Total Liabilities
375,455,230
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Add Your Rating and Review for Alliance Credit Union Fenton, MO
Frequently Asked Questions About Alliance Credit Union Fenton, MOHow many branches does Alliance Credit Union Fenton, MO operate?Alliance Credit Union Fenton, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alliance Credit Union Fenton, MO?Yes, to access services at Alliance Credit Union Fenton, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alliance Credit Union Fenton, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alliance Credit Union Fenton, MO provides members with tools to manage their accounts and build a solid financial history. Does Alliance Credit Union Fenton, MO offer online and mobile banking?Most modern institutions like Alliance Credit Union Fenton, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alliancecu.com. Current Alliance Credit Union Fenton, MO Rates
Retrieved from our database of financial products. Rates subject to change.
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