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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Advantage Plus Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Advantage Plus Federal Credit Union's 5 month CDs rates are at 4.00%, CDs 19 month rates are at 4.00%, CDs 5 month rates are at 4.00%, 9 month CDs rates are at 3.75%, CDs 12 month rates are at 3.75%. Advantage Plus Federal Credit Union's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Advantage Plus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.63%. Rates were last updated on 04/04/2026. Advantage Plus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage Plus Federal Credit Union? Share your experience about Advantage Plus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Advantage Plus Federal Credit Union. Advantage Plus Federal Credit Union
Center Street 2133 E Center St
https://www.advantagepluscreditunion.com/ Pocatello, ID 83201 2616 
Advantage Plus Federal Credit Union CD Rates
Advantage Plus Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advantage Plus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage Plus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advantage Plus Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advantage Plus Federal Credit Union
Address
2133 E Center St,
Pocatello, ID 83201 2616
Phone
208-232-7711
Fax
208-232-1911
President
Dan Beebe
CEO
Brent Neibaur
Full-Time Employees
72
Part-Time Employees
15
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.63%
Return on Assets (ROA)
0.7669%
Return on Equity (ROE)
7.5278%
Non-Performing Loans Ratio (NPL)
0.44%
Total Assets
270,933,050
Total Amount of Shares and Deposits
242,292,317
Total Shares and Deposits < 1 Year
217,386,332
Total Shares and Deposits 1 3 Years
21,697,756
Total Shares and Deposits > 3 Years
3,208,229
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,731,819
Total Uninsured Shares and Deposits > $250K (F+J)
9,731,819
Total Insured Shares and Deposits > $250K (item 17 less item K)
232,560,498
Total Interest Expense (Sum of items 6 8)
3,577,280
Share Certificates
2,640
Number of Accounts for Share Drafts
17,021
IRA KEOGH Accounts
519
Number of Accounts for Regular Shares
21,409
All other shares
6,150
Money Market Shares
207
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,258,765
Total Liabilities
243,457,214
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Advantage Plus Federal Credit UnionIs Advantage Plus Federal Credit Union a safe place to deposit money?Yes, Advantage Plus Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6258807360632%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Advantage Plus Federal Credit Union operate?Advantage Plus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advantage Plus Federal Credit Union?Yes, to access services at Advantage Plus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advantage Plus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advantage Plus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advantage Plus Federal Credit Union offer online and mobile banking?Most modern institutions like Advantage Plus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advantagepluscreditunion.com/. Current Advantage Plus Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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