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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Advantage Credit Union Newtown, IA Rates & Review March 2026

Advantage Credit Union Newtown, IA's 6 mo. CD rates are at 2.80%, 12 mo. CD rates are at 2.79%, 24 mo. CD rates are at 2.64%, 36 mo. CD rates are at 2.54%, 6 mo. CD rates are at 2.54%. Advantage Credit Union Newtown, IA's savings rates are at 0.80%. Advantage Credit Union Newtown, IA's money market rates are at 1.51%. MonitorBankRates evaluates the financial stability of Advantage Credit Union Newtown, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.83%. Rates were last updated on 03/17/2026.

Advantage Credit Union Newtown, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage Credit Union Newtown, IA? Share your experience about Advantage Credit Union Newtown, IA by leaving a review below, or read customer reviews before you decide to use Advantage Credit Union Newtown, IA.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.83%
Excellent Higher than avg
Advantage Credit Union Newtown, IA
Advantage Credit Union
121 W 3rd St N
Newton, IA 50208 3040
https://www.acuiowa.org
Member NCUA

Advantage Credit Union Newtown, IA CD Rates

Product Rate APY Term View More
6 mo. Term Share 2.76% 2.80% 6
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
12 mo. Term Share 2.75% 2.79% 12
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
24 mo. Term Share 2.61% 2.64% 24
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
36 mo. Term Share 2.51% 2.54% 36
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
6 mo. Term Share 2.51% 2.54% 6
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
12 mo. Term Share 2.50% 2.53% 12
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
24 mo. Term Share 2.36% 2.39% 24
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
36 mo. Term Share 2.26% 2.28% 36
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
6 mo. Term Share 2.26% 2.28% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
12 mo. Term Share 2.25% 2.27% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
24 mo. Term Share 2.11% 2.13% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
36 mo. Term Share 2.01% 2.03% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Advantage Credit Union Newtown, IA Savings Rates

Product Rate APY View More
Health Savings 1.50% 1.51%
Min Balance $15,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Health Savings 1.00% 1.01%
Min Balance $5,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Life Happens Savings Account - 1.00%
Min Balance $1
Details Qualifying balance up to $2,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Health Savings 0.80% 0.80%
Min Balance $100
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Vacation Club 0.30% 0.30%
Min Balance $1
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Advantage Credit Union Newtown, IA Money Market Rates

Product Rate APY View More
Money Market 2.25% 2.27%
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Money Market 2.00% 2.02%
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Money Market 1.75% 1.76%
Min Balance $25,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Money Market 1.50% 1.51%
Min Balance $5,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Advantage Credit Union Newtown, IA Checking Rates

Product Rate APY View More
Checking Account 2.96% 3.00%
Details Qualifications Required; Qualifying balance up to $10,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Advantage Credit Union Newtown, IA Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage Fixed Closed End - - 6.25% 5
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
1st Mortgage Fixed Closed End - - 6.49% 10
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Advantage Credit Union Newtown, IA Credit Card Rates

Product Rate APR View More
Visa® Classic - 7.90%
Details Regular APR: 7.9%-13.9%; Non-Variable Rate dependent on your creditworthiness
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%
Visa® Rewards - 12.90%
Details Regular APR: 12.9-18.9%; Non-Variable Rate dependent on your creditworthiness; 1% Cash Back on all purchases
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.83%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Advantage Credit Union Newtown, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage Credit Union Newtown, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advantage Credit Union Newtown, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advantage Credit Union Newtown, IA
Address 121 W 3rd St N, Newton, IA 50208 3040
Phone 641-792-5660
Fax 641-792-0240
President Kimberly Clark
CEO Leslie Brickman
Full-Time Employees 20
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.83%
Return on Assets (ROA)
1.3538%
Return on Equity (ROE)
9.2527%
Non-Performing Loans Ratio (NPL)
2.69%
Total Assets
103,150,537
Total Amount of Shares and Deposits
87,721,660
Total Shares and Deposits < 1 Year
80,871,196
Total Shares and Deposits 1 3 Years
4,870,464
Total Shares and Deposits > 3 Years
1,980,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,760,493
Total Uninsured Shares and Deposits > $250K (F+J)
1,760,493
Total Insured Shares and Deposits > $250K (item 17 less item K)
85,961,167
Total Interest Expense (Sum of items 6 8)
850,077
Share Certificates
307
Number of Accounts for Share Drafts
4,423
IRA KEOGH Accounts
129
Number of Accounts for Regular Shares
10,700
All other shares
1,614
Non Member Deposits
3
Money Market Shares
345
Net Income (unless the amount is already included in Undivided Earnings)
1,396,429
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,112,553
Total Liabilities
88,058,363
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

DdaW
★★★★★
December 17, 2025
ErGv
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Advantage Credit Union Newtown, IA
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Frequently Asked Questions About Advantage Credit Union Newtown, IA

Is Advantage Credit Union Newtown, IA a safe place to deposit money?

Yes, Advantage Credit Union Newtown, IA is considered a safe financial institution. With a Texas Ratio of 11.833676182106%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Advantage Credit Union Newtown, IA operate?

Advantage Credit Union Newtown, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advantage Credit Union Newtown, IA?

Yes, to access services at Advantage Credit Union Newtown, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advantage Credit Union Newtown, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advantage Credit Union Newtown, IA provides members with tools to manage their accounts and build a solid financial history.

Does Advantage Credit Union Newtown, IA offer online and mobile banking?

Most modern institutions like Advantage Credit Union Newtown, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acuiowa.org.

Current Advantage Credit Union Newtown, IA Rates

  • Savings0.80%
  • MMA1.51%
Retrieved from our database of financial products. Rates subject to change.