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Achieve Financial Credit Union Rates & Review April 2026

Achieve Financial Credit Union's 6 month CDs rates are at 3.56%, 12 month CDs rates are at 3.05%, 60 month CDs rates are at 3.05%, 48 month CDs rates are at 2.79%, 36 month CDs rates are at 2.53%. Achieve Financial Credit Union's savings rates are at 0.05%. Achieve Financial Credit Union's money market rates are at 0.05%. Achieve Financial Credit Union's Personal Loan Rates are at 5.50%. MonitorBankRates evaluates the financial stability of Achieve Financial Credit Union with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.69%. Rates were last updated on 04/18/2026.

Achieve Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Achieve Financial Credit Union? Share your experience about Achieve Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Achieve Financial Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 88/100
MonitorBankRates Rating ?
4.7
Excellent Out of 5.0 Stars
Texas Ratio ?
18.69%
Good Higher than avg
Achieve Financial Credit Union
Berlin
279 New Britain Rd
Berlin, CT 06037
https://www.achievefinancialcu.com
Member NCUA

Achieve Financial Credit Union CD Rates

Product Rate APY Term View More
6 month Share Certificates - 3.56% 6 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
12 month Share Certificates - 3.05% 12 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
60 month Share Certificates - 3.05% 60 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
48 month Share Certificates - 2.79% 48 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
36 month Share Certificates - 2.53% 36 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
18 month Share Certificates - 2.02% 18 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
24 month Share Certificates - 2.02% 24 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
30 month Share Certificates - 2.02% 30 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
15 month Share Certificates - 0.10% 15 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Savings Rates

Product Rate APY View More
Kids Club Account (14 and under) - 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Primary Savings - 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Smart Savings (15-24) - 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Special Savings - 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.02%
Details As High As
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Money Market - 1.26%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
IRA Money Market - 0.50%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Money Market - 0.50%
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
IRA Money Market - 0.15%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
Money Market - 0.15%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
IRA Money Market - 0.10%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%
IRA Money Market - 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Checking Rates

Product Rate APY View More
Premium Checking - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.99%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Achieve Financial Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.7
Star Rating
B+
Health Grade
Texas Ratio: 18.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Achieve Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Achieve Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Achieve Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Achieve Financial Credit Union
Address 279 New Britain Rd, Berlin, CT 06037
Phone 860-828-2790
Fax 860-828-6080
President John Fredericks
CEO Andrew Klimkoski
Full-Time Employees 32
Part-Time Employees 0
Branch Locations 3
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
B+ (88/100)
Texas Ratio
18.69%
Return on Assets (ROA)
0.1748%
Return on Equity (ROE)
2.1036%
Non-Performing Loans Ratio (NPL)
2.58%
Total Assets
183,924,819
Total Amount of Shares and Deposits
159,068,933
Total Shares and Deposits < 1 Year
149,577,584
Total Shares and Deposits 1 3 Years
8,755,619
Total Shares and Deposits > 3 Years
735,730
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,623,800
Total Uninsured Shares and Deposits > $250K (F+J)
3,623,800
Total Insured Shares and Deposits > $250K (item 17 less item K)
155,445,133
Total Interest Expense (Sum of items 6 8)
1,142,904
Share Certificates
373
Number of Accounts for Share Drafts
11,991
IRA KEOGH Accounts
488
Number of Accounts for Regular Shares
17,996
All other shares
2,624
Non Member Deposits
21
Money Market Shares
856
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,201,803
Total Liabilities
170,376,267
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Achieve Financial Credit Union

Is Achieve Financial Credit Union a safe place to deposit money?

Yes, Achieve Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 18.686769079845%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Achieve Financial Credit Union operate?

Achieve Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Achieve Financial Credit Union?

Yes, to access services at Achieve Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Achieve Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Achieve Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Achieve Financial Credit Union offer online and mobile banking?

Most modern institutions like Achieve Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.achievefinancialcu.com.

Current Achieve Financial Credit Union Rates

  • 12-Month CD3.05%
  • 18-Month CD2.02%
  • 24-Month CD2.02%
  • 60-Month CD3.05%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.