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New York Auto Loan Rate Trends

Track current and weekly average auto loan rates in New York, view interactive rate trend charts, and compare local NY aprs against the national average.

New Auto Loan
5.903%
▼ 8.702 this week
As of Apr 9, 2026
Used Auto Loan
6.734%
▲ 0.370 this week
As of Apr 9, 2026

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Current New York Auto Loan Rate Trends

Auto Loan rates in New York fell 8.702 this week to 5.903%, down from 14.605% last week.

At 5.903%, New York’s average sits 0.077 above the current national average of 5.825%. This above-average spread may reflect local market conditions or regional lender competition in NY.

The New York auto loan rate averages on this page are calculated from 1,376 verified auto loan rate quotes collected across 179 banks and credit unions actively operating in New York. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

New York Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

New York auto loan rate averages compiled from 1,376 current rate quotes across 179 banks and credit unions operating in NY — updated daily.

As of Apr 9, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average New York auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.