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New Jersey Auto Loan Rate Trends

Track current and weekly average auto loan rates in New Jersey, view interactive rate trend charts, and compare local NJ aprs against the national average.

New Auto Loan
5.825%
▼ 0.132 this week
As of Apr 8, 2026
Used Auto Loan
7.937%
▲ 1.216 this week
As of Apr 8, 2026

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Current New Jersey Auto Loan Rate Trends

Auto Loan rates in New Jersey fell 0.132 this week to 5.825%, down from 5.957% last week.

At 5.825%, New Jersey’s average sits 0.015 below the current national average of 5.840%. NJ borrowers may have a competitive advantage relative to the national market.

The New Jersey auto loan rate averages on this page are calculated from 603 verified auto loan rate quotes collected across 90 banks and credit unions actively operating in New Jersey. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

New Jersey Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

New Jersey auto loan rate averages compiled from 603 current rate quotes across 90 banks and credit unions operating in NJ — updated daily.

As of Apr 8, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average New Jersey auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.