Track current and weekly average auto loan rates in Montana, view interactive rate trend charts, and compare local MT aprs against the national average.
Auto Loan rates in Montana fell 0.848 this week to 5.049%, down from 5.896% last week.
At 5.049%, Montana’s average sits 0.761 below the current national average of 5.810%. MT borrowers may have a competitive advantage relative to the national market.
The Montana auto loan rate averages on this page are calculated from 52 verified auto loan rate quotes collected across 14 banks and credit unions actively operating in Montana. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Montana auto loan rate averages compiled from 52 current rate quotes across 14 banks and credit unions operating in MT — updated daily.
As of Apr 12, 2026 • Data provided by MonitorBankRates.com